SASSA Loans Via Cellphone: Avoiding Scams & Finding Safe Alternatives
SASSA Loans: Unveiling the Truth Behind Quick Cash Promises
It would be great if SASSA Loans were easily available to grant recipients via cellphone or by completing a simple online application.
The truth is that SASSA does not provide loans to beneficiaries and all those easy loan schemes are often disguised as a “instant SASSA loans”.
Many websites tempt you by saying that SASSA loans are granted to all beneficiaries in South Africa.
And that to apply for SASSA loans via cellphone you just need to complete the application form which you can open via your cellphone.
You may have read that instant SASSA loans can also be granted through Shoprite, Capitec, Moneyline, Finbond or Easy Pay.
For the facts behind these promises of easy SASSA loans you’ll be shocked to see (below) that they are mostly lies & scams…
Shoprite, Capitec, Moneyline, Easypay SASSA Loans
Contrary to what many websites say, you cannot get Shoprite SASSA loans, nor with Moneyline, Capitec or Easypay.
Below is the relationship the above companies have with the Social African Social Security Agency (SASSA).
Shoprite
Shoprite serves as a cash pay point for SASSA grant recipients in some areas, similar to the Post Office and other approved outlets.
But it’s not directly affiliated with SASSA and does not provide instant SASSA loans to beneficiaries.
It merely facilitates grant disbursements as a designated payment agent.
Capitec
Capitec offers bank accounts and financial services that are popular with SASSA beneficiaries.
But, these are standard individual accounts and not specific for SASSA recipients.
While some social grants might be deposited into Capitec accounts, it does not provide SASSA loans specifically for beneficiaries.
Moneyline
While Moneyline, as a registered credit provider in South Africa, might offer loan products to customers who receive SASSA grants, it’s not specifically provide SASSA loans.
Therefore, beneficiaries should carefully evaluate any loan terms and consider reputable alternatives before engaging with Moneyline or any lender.
Finbond
As above, Finbond also operates as a registered credit provider and may offer loan products to SASSA recipients, but there’s no special treatment for beneficiaries.
EasyPay
EasyPay’s relationship with SASSA has been complex, confusing and pretty controversial.
This is the current situation regarding EasyPay and SASSA.
Past relationship:
Grant payments: EasyPay previously served as a major cash pay point for SASSA grant recipients, particularly in certain geographic areas.
However, SASSA is steadily phasing out this dependence.
Loan confusion: There have been instances of beneficiaries being misled or offered EasyPay-linked loans under the impression they were official SASSA loans.
Current situation:
EasyPay’s role in SASSA operations has significantly diminished.
While some cash pay points might still use it in specific areas, the transition to SASSA cards and the Post Office as primary payment channels is ongoing.
Therefore, there are no SASSA EasyPay loans as such.
In fact there are no official SASSA loan options through EasyPay or any other third-party services.
Any marketing claiming easy loans through EasyPay associated with SASSA is likely misleading or unauthorized.
However, recipients who have EasyPay cards can access loans with their cards.
But this loan would be with EasyPay and not SASSA as such.
Below are the steps to access such loans.
Remember, SASSA strongly discourages beneficiaries from taking loans, especially quick cash loans or those associated with high-interest rates and hidden fees.
They recommend exploring alternative options like budgeting assistance, debt counseling, or emergency support programs before considering loans.
Get Instant SASSA Loans via Cellphone in 3 Simple Steps
Getting SASSA loans via cellphone provides an easy & convenient way to get quick cash straight to your bank account.
This loan application process only applies to EasyPay.
Requirements:
- Applicants must have an EasyPay Everywhere account.
- You need to have your SASSA grant paid into your EasyPay Everywhere account over a minimum of three consecutive months
- You must also pass the affordability requirements to qualify for a loan.
The application process can usually be broken down into just 3 key steps:
- On your cellphone keypad type in *120*3737*7# to run the USSD.
- You will then be provided with loan application menu options.
- Follow the prompts and submit your personal details.
SASSA Loans: Important Precautions to Take
Verify information:
Always rely on the official SASSA website (https://www.sassa.gov.za/) and communication channels for accurate information.
Be cautious of claims on third-party websites or individuals.
Beware of scams:
Scammers often exploit the connection between SASSA and EasyPay to lure beneficiaries into predatory loan schemes.
Never agree to loans without thoroughly understanding the terms and conditions.
Explore alternatives:
Before considering any loan, explore safer options like budgeting assistance, debt review, or emergency support programs offered by community organizations or trusted financial institutions.
Still Waiting For Your SASSA R350 Grant Payment?
SASSA Status Check For R350 Payment Dates »
SASSA is a national agency of the South African Government which was created to administer the application, approval & payment of loans, social & child grants in South Africa to qualifying citizens.
Furthermore, SASSA grants exist to alleviate & prevent poverty as well as to help vulnerable South Africans within the constitutional legislative framework – you can read more about SASSA here.
SASSA Loan Application Form
Please note that SASSA does not offer loans to beneficiaries.
These conditions have therefore changed and no longer apply.
For more clarity on this you should contact SASSA at any of the following;
SASSA official website: https://www.sassa.gov.za/: https://www.sassa.gov.za/
SASSA call center: 0860 106 483
To get your SASSA loan application processed you should apply at the SASSA Office nearest to where you live.
So if you’re wondering how to make a SASSA loan on your phone you would need to apply in person.
However, if you are too old or sick to go to the office to apply for a loan or grant, then a family member or friend is allowed to apply on your behalf.
If you’ve already submitted your SASSA R350 grant application you should do a SRD status check online to ensure you are registered to get your payments.
More About Your SASSA Application
- The application form needs to be completed in the presence of an officer from SASSA
- Once your application is completed & handed in you will be provided with a receipt for it
- This receipt is important as it is your only proof of your SASSA application which you will need if you want to follow up on the application
- It is free to apply, so the application will not cost you a cent
- Should your application be declined, you need to be informed in writing by Sassa as to why your application was unsuccessful
- If you think your application should’ve been approved you can appeal the decision. This appeal needs to be done in writing (within 90 days of notification) & submitted to the Minister for Social Development with reasons as to why you disagree with their decision.
8 Types Of SASSA Loans & Grants
- Social Relief of Distress
- Grants-in-aid
- SASSA Loans For Child Grant
- Foster Care Grant
- Care Dependency Grant
- War Veteran’s Grant
- Disability Grant
- Grants for Older Persons
SASSA Contact Details
If you can’t get to your closest SASSA office you can contact them as follows; For SASSA loans & grants you should contact Grants Enquiries at the following number/s or email;
- SASSA Toll free: 0800 60 10 11 or CPS 0800 60 01 60
- or Phone Moneyline Financial Services (Pty) Ltd at 0801 11 18 80 or +27 11 343 2086 to find out the location of their nearest office to you
- Email: [email protected]
- Or visit the SASSA website
SASSA Loans Payment Dates
Go here for the latest SASSA payment status check
More On SASSA Loans & Grants
- Social grants are paid out anywhere in the country regardless of where the social grant beneficiary lives
- Applicants can apply for grants (as well as those for disability & child grants) & loans in any city or province in the country
- The waiting period for your grant has been reduced from 3 months to 14 working days
- Pay points have been established at every 50 km radius making it easier for beneficiaries to get to any pay point to receive their grants
- Pay points without humane facilities, electricity, proper sitting and security arrangements have been eradicated
- Staff manning the pay points have been properly recruited (with security clearance) to avoid having people with criminal intentions running the pay points – this makes it safer for beneficiaries to collect their money.
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