Privacy Statement
Privacy Policy: Loan Lenders SA
At Loan Lenders (https://www.loan-lenders.co.za/) we are committed to protecting the privacy of our users and complying with the Protection of Personal Information Act (POPI).
This Privacy Policy outlines the types of personal information we collect, how we use it, and the steps we take to protect it.
By using our website, you consent to the collection and use of your personal information as described in this Privacy Policy.
Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalized have meanings defined
under the following conditions.
The following definitions shall have the same
meaning regardless of whether they appear in singular or plural.
Definitions
For this Privacy Policy:
- Account means a unique account created for You to access our Service or
parts of our Service. - Affiliate means an entity that controls, is controlled by or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for the election of directors or other managing authority.
- Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to Loan Lenders.
- Cookies are small files that are placed on Your computer, mobile device, or any other device by a website, containing the details of Your browsing history on that website among its many uses.
- Country refers to South Africa (mainly but could include any country around the world)
- Device means any device that can access the Service such as a computer, a cellphone, or a digital tablet.
- Personal Data is any information that relates to an identified or identifiable individual.
- Service refers to the Website.
- Service Provider means any natural or legal person who processes the data on behalf of the Company.
It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service, or to assist the Company in analyzing how the Service is used. - Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
- Website refers to Loan Lenders, accessible from <https://www.loan-lenders.co.za/>
- You mean the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
Information Collection and Use
We collect personal information from users when they visit our website, apply for a loan, subscribe to our email list, or contact us.
The types of personal information we may collect include name, contact details, financial information, and other information required to process loan applications, for example.
We use this information to process loan applications, provide customer support, send out email newsletters and improve our services.
We may also use cookies and other technologies to collect information about your use of our website.
This information helps us understand how you use our website and improve our services.
Disclosure of Personal Information
We may disclose personal information to third parties in the following circumstances:
- To our service providers, such as credit bureaus, for the purpose of processing loan applications.
- To government agencies or other organizations as required by law.
- To third-party partners for marketing or advertising purposes, with your consent.
Protecting Personal Information
We take reasonable measures to protect personal information from unauthorized access, use, or disclosure.
We also comply with Google’s privacy policy and use Google’s Analytics and AdWords services to improve the performance and targeting of our website.
Rights of Data Subjects
In accordance with the Protection of Personal Information Act (POPI), data subjects have the following rights:
- The right to access their personal information.
- The right to request correction of their personal information.
- The right to object to the processing of their personal information.
If you would like to exercise any of these rights, please contact us.
Information We Collect
We may collect personal information from you when you visit our website, such as your name, contact information, and loan application details.
We may also collect information about your use of our website, such as the pages you visit, the links you click on, and the search terms you enter.
Furthermore, while using our website, we may ask You to provide Us with certain personally
identifiable information that can be used to contact or identify You.
Personally identifiable information may include, but is not limited to:
- Email address
- First name and last name
- Usage Data
Usage Data is collected automatically when using the Service.
This may include information such as Your Device’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on
those pages, unique device identifiers and other diagnostic data.
Furthermore, it’s also important to note that when collecting personal information from children under the age of 18, parental or guardian consent is required.
Tracking Technologies and Cookies
We use Cookies and similar tracking technologies to track the activity on Our
Service and store certain information.
Tracking technologies used are beacons,
tags, and scripts to collect and track information and to improve and analyze
Our Service.
The technologies We use may include:
Cookies or Browser Cookies
A cookie is a small file placed on Your
Device.You can instruct Your browser to refuse all Cookies or to indicate
when a Cookie is being sent.However, if You do not accept Cookies, You
may not be able to use some parts of our Service.Unless you have adjusted
Your browser setting so that it will refuse Cookies, our Service may use
Cookies.Web Beacons
Certain sections of our Service and our emails may contain
small electronic files known as web beacons (also referred to as clear
gifs, pixel tags, and single-pixel gifs) that permit the Company, for
example, to count users who have visited those pages or opened an email
and for other related website statistics (for example, recording the
popularity of a certain section and verifying system and server
integrity).
Cookies can be “Persistent” or “Session” Cookies.
Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session
Cookies are deleted as soon as You close Your web browser.
However, you can control the use of cookies on our website by adjusting your browser settings.
Most browsers allow you to block cookies or to delete cookies that have already been set.
However, please note that if you block or delete cookies, some features of our website may not work as intended.
Retention of Your Personal Data
We will retain Your Personal Data only for as long as is necessary
for the purposes set out in this Privacy Policy.
We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable
laws), resolve disputes, and enforce our legal agreements and policies.
We will also retain Usage Data for internal analysis purposes.
Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our
Service or We are legally obligated to retain this data for longer time
periods.
Security: How Secure Is Your Information
We take steps to protect your personal information from unauthorized access and use.
We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure.
Disclosure Of Your Personal Data
Business Transactions
If the Company is involved in a merger, acquisition, or asset sale, Your Personal Data may be transferred.
We will provide notice before Your Personal
Data is transferred and becomes subject to a different Privacy Policy.
Law Enforcement
Under certain circumstances, the Company may be required to disclose Your
Personal Data if required to do so by law or in response to valid requests by the relevant authorities (e.g. a court or a government agency).
Other legal requirements
The Company may disclose Your Personal Data in the good faith belief that such
action is necessary to:
- Comply with a legal obligation
- Protect and defend the rights or property of the Company
- Prevent or investigate possible wrongdoing in connection with the Service
- Protect the personal safety of Users of the Service or the public
- Protect against legal liability
Links To Other Websites
Our Service may contain links to other websites that are not operated by Us.
Therefore, if You click on a third-party link, You will be directed to that third party’s site.
We strongly advise You to review the Privacy Policy of every site You
visit.
We have no control over and assume no responsibility for the content, privacy
policies or practices of any third-party sites or services.
Changes To This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes to our practices or for other operational, legal, or regulatory reasons.
Contact Us
If you have any questions about this Privacy Policy, You can contact us:
- By email: [email protected]
- By visiting our contact page on our website: <https://www.loan-
lenders.co.za/contact/ - By phone number: 0834410400
- PS. For SASSA beneficiaries you can get SASSA Loans via Cellphone here