Loan Lenders For Personal Loans & Financial Assistance https://www.loan-lenders.co.za Debt Review Loans, How To Get Out Of Debt & Fast Personal Loans SA Mon, 18 Nov 2024 06:56:22 +0000 en-US hourly 1 https://wordpress.org/?v=6.7 SASSA Payments Dates https://www.loan-lenders.co.za/sassa-payment-dates/ Fri, 25 Oct 2024 07:35:44 +0000 https://www.loan-lenders.co.za/?p=5864

SASSA Payment Dates for December 2024: Essential Information for Grant Recipients

SASSA Payment Dates for 2024

When Will You Receive Your SASSA Social Grant Payments in December 2024?

As a SASSA grant recipient you need to know when your payment will arrive in December 2024?

SASSA releases social grants on specific dates each month, to make sure you receive your money on time.

Whether you’re collecting an old age pension, disability grant, or child support grant, knowing your payment date is crucial to plan your month.

Below, you’ll find the complete SASSA payment schedule for December 2024, broken down by grant type.

SASSA Old Persons, Child Support & Disability Grant Payment Dates

MonthGroupDate
December 2024Old Age Grant Payment DateTuesday 3rd December
December 2024Disability GrantsWednesday 4th December
December 2024Child Support GrantsThursday 5th December
December 2024Other SASSA Social GrantsFrom 5th to 27th December
December 2024SASSA R350 GrantsSRD Grant Payments For December 2024 Can’t Be Collected From the Post Office Any Longer – Find Out Where To Get Your SASSA R350 Grant Payments here

For SRD beneficiaries, go here to do your SASSA status check for 350 payment dates 

SASSA Payment Dates for 2024 for Foster Child, Care Dependency, and War Veteran’s Grants

SASSA payments dates for the following grants:

  • Foster Child Grant
    5th December 2024.
  • Care Dependency Grant
    5th December 2024. Grant
  • War Veteran’s Grant
    5th December 2024.

All of the above grants will be paid on 5th December 2024.

Please note that grant payments can take up to three days to reflect in your bank account, especially for different banks, and if the payment was made just before a weekend.

Please Note that for the SRD R370 Grant, SASSA will be paid from 23rd December, 2024.

Beneficiaries registered to receive the R350 SRD grant can see where to collect their payment here once they have been notified by SMS.

If you aren’t sure whether you are registered to receive your grant payment, you should do your SASSA Payment Status Check now for an immediate response.

How Much is SASSA Payment

    • SASSA Old Persons Grant: R2,090

    • Old Age Grant (75 years and older): R2,110

    • Disability Grant: R2,090

    • War Veterans Grant: R2,090

    • Child Support Grant: R510 per child

    • Child Support Grant (Top-up): R510 + R250

    • Care Dependency Grant: R2,090

    • Foster Care Grant: R1,180 per child

    • Grant-In-Aid: R510

    • Social Relief of Distress Grant: R370

Collecting SASSA Payments

When it comes to collecting your money on the correct SASSA payments dates, please remember that you do not have to collect your grant payment on the actual grant date as published above.

SASSA assures grant recipients that there is no requirement to withdraw their grant payment as soon as the funds are made available as the money will remain in the beneficiary’s account.

Whilst it’s understandable that many beneficiaries are under extreme pressure to get their money and cannot wait another day, for those who can wait it’s better not to rush to collect your grant payments immediately.

So if you can wait a day or so, below are two reasons not to rush to get your SASSA payments.

2 Reasons Not to Collect Your Grants on the Published SASSA Payments Dates

    1. Avoid long queues:
      Even though your payment is ready to collect you can avoid long queues at the SASSA payment points.
      This will save you wasting time, sometimes a whole day, to get your payment.
    2. Your grant money won’t disappear:
      Your money will remain in your account until you withdraw it.
      So you do not have to worry about it disappearing from your account if you don’t go to collect it on the day it becomes available.
    3. You can also collect your money from the Safe Collection Points as explained below.

  1.  

These reasons will hopefully give you peace of mind and make the collecting of your grant much less stressful than going on the exact grant payment dates.

For more information on SASSA Grant Payments and to get access to all SASSA forms click here.

PS. If you haven’t been paid, or your application has been denied, you can appeal this decision with SASSA.

Go here to find out how to submit your SASSA Appeal

Guide to Safe SASSA Grant Collection Points

Safe places where SASSA beneficiaries can collect their grants every month:

  1. Retail Outlets:
    Beneficiaries can collect their grants at several retailers across the country.

    These include:
    – Pick n Pay
    – Shoprite
    – Boxer
    – U-Save
    – Checkers
    – Selected OK Food stores
    – Usave stores

  2. Bank ATMs and Post Bank (at the Post Office):
    Beneficiaries can also collect their grants from bank ATMs and the Post Bank at the Post Office.

  3. Mobile Cash Pay Points:
    You can go to any of the mobile cash pay points that have been made available for grant beneficiaries to collect their money.

  4. SASSA Pay Points:
    You can also collect from SASSA pay points which can be found in rural areas where access to other collection points is difficult.

    And these pay points are safe for beneficiaries to go to and are often guarded during grant distribution days to endure your safety – when you carry cash there’s always a risk of being robbed. 

  5. Bank Payments (EFT):
    If you have a bank account this is one of the most efficient ways of getting your grant payments as the money will be paid directly into your account which you can access anytime you need.

  6. Spaza Shops:
    SASSA is working with spaza shops to use as payment points so that your grant payments can be collected easily and more accessible at the local level.

As mentioned above, remember that you do not need to collect your grant on the day it becomes available as the money will remain on your card until you decide to use it – it won’t disappear.

Another useful tip is to use your SASSA cards for purchases as it reduces the cost for both Postbank and SASSA, and reduces the risk of you being robbed as you won’t be carrying around cash. 

SASSA Contact Information for R350 Grants

If you have any queries regarding your SASSA Grant Payments Dates, you can use any of SASSA’s contact details below to get clarity

SASSA contact number for R350: 0800 601 011

WhatsApp Number: 082 046 8553

SASSA appeal helpline: 0800 60 10 11

SASSA email address: [email protected]

Independent Tribunal for Social Assistance Appeals (ITSAA): 012 312 7727 or 086 216 371

SASSA USSD Number: *134*7737#

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Loans for People Under Debt Review https://www.loan-lenders.co.za/debt-review-loans/ https://www.loan-lenders.co.za/debt-review-loans/#comments Sat, 10 Aug 2024 08:28:00 +0000 http://loan-lenders.co.za/?p=57

Under Debt Review and Need a Loan Urgently?

Loans for Debt Review Clients

Loans for Debt Review Clients: Understanding the Challenges and Solutions

When you’re under debt review and need a loan urgently in Gauteng, or elsewhere in South Africa, it’s not easy to get loans granted.

In fact loans for debt review clients will only be possible by applying with lenders who aren’t registered with the National Credit Regulator (NCR).

So you just want to know where to get a R5000 loan even if u under debt review?

The truth about getting loans for debt review clients is that it’s not only impossible through reputable channels but it’s also prohibited in terms of the National Credit Act (NCA) in South Africa.

Therefore, even if you’re under debt review and need a loan urgently, you will not legally be able to secure a loan or additional credit.

However, once you have completed the debt review process and obtained a clearance certificate, you are no longer under debt review and you will be free to legally secure loans and additional credit again.

Furthermore, if you’re wondering “where to get a R5000 loan even if u under debt review” granting this kind of loan still won’t be granted to debt review clients.

Even pay day loans for debt review clients are prohibited.

Reasons Why Loans for Debt Review Clients Are Not Allowed

Here are some of the reasons why loans for people under debt review are prohibited from being granted;

  • The National Credit Act prohibits financial institutions from offering loans to individuals under debt review.
  • Although you may not realise it when you urgently need a loan, this regulation protects you and the lenders by ensuring responsible lending practices so you don’t get deeper into debt.
  • When you’re under debt review, you’re actively managing and consolidating existing debts.
  • Imagine getting additional loans while under debt review, your financial situation would worsen and most likely lead to deeper debt making your life miserable.
  • Even consolidation loans for debt review clients are off the table and do not play any part in the debt review process.

5 Easy Ways for Debt Review Clients to Get Money

While loans for debt review clients are off the table there other solutions that you can generate some extra money from to alleviate your financial hardship during the debt review process.

  1. Apply for a SASSA Grant:
    As one of the many debt review clients in South Africa, you are allowed to apply and get social grant payments as long as you meet the eligibility criteria set by the South African Social Security Agency (SASSA).

    You can also apply for the R350 SRD Grant

  2. Sell Unused Items:
    Declutter your belongings and consider selling unwanted items online through platforms like Gumtree, Facebook Marketplace, or local classifieds.
    This can be a quick way to generate some extra cash while decluttering your space.

  3. Freelance or Piece  Work:
    Explore freelance, side hustles, or piece job opportunities that offer flexible schedules and remote work possibilities.
    Platforms like Upwork, Fiverr, or Freelancer.com offer a variety of remote projects that can be done in your spare time.

  4. Develop and Sell Crafts or Skills:
    If you have a creative skill or talent, consider selling handmade crafts, artwork, or offering personalized services on online marketplaces like Etsy or through social media platforms.

  5. Become an Online Tutor:
    If you have expertise or good knowledge in a specific subject, offer online tutoring services to students.
    Platforms like TutorMe or Chegg connect tutors with students seeking academic support.

Remember, to always be transparent with your debt counsellor:
Regardless of your chosen income-generating activity, always be open and transparent with your debt counsellor.

They can ensure that your choice to earn extra money complies with the debt review regulations and doesn’t jeopardise your progress.

So despite loans for people under debt review being prohibited, you do have some really good options to earn some extra money to make ends meet.

Coping with Financial Challenges During Debt Review

Managing your finances under debt review can be challenging, but here are some coping strategies.

  • Create a realistic budget:
    Track your income and expenses to identify areas where you can cut back.

  • Prioritize essential needs:
    Focus on essential expenses like housing, food, and utilities while managing other expenses creatively.

  • Communicate openly:
    Be transparent with family and friends about your financial situation and don’t spend money trying to impress people.

  • Seek emotional support:
    Struggling for money to get by every month is emotionally draining and depressing.
    Therefore, talking to trusted individuals or seeking professional counselling can help manage stress and anxiety.

  • Payday loans for debt review clients:
    Do not be tempted to look at payday loans as they are also prohibited for debt review clients.
    Furthermore, do not fall into the trap of looking for debt relief in the form of getting credit from loan sharks.
    They’ll make your life a misery and make debt review seem like a walk in the park compared to the hell they’ll put you through.

    Please seek emotional support (above) or reach out to one of the organisations below for assistance.

Understanding Your Options During Debt Review

While being unable to apply for loans while under review may seem unfair during financial hardship, remember that debt review is a temporary measure to help you regain financial control.

Here are some alternative solutions to consider:

  • Contact Your Debt Counsellor Immediately:
    Debt review clients have a personal debt counsellor whom than can reach out to for guidance and counselling.
    See below, what your debt counsellor can do for you.

    They’re also there to discuss available options and help you understand the implications of seeking additional credit while under debt review.

  • Negotiate existing loan repayments:
    Contact your creditors and discuss extending repayment terms or lowering interest rates within the debt review plan.

    You can probably do this with the help of your debt counsellor.

  • Seek financial counseling:
    Professional guidance can help you manage your budget, prioritize debts, and explore alternative avenues for financial stability.

  • Explore government support programs:
    Depending on your circumstances, you might be eligible for government support programs offering financial assistance and resources.

How Long Does Debt Review Last

How long debt review takes in South Africa depends on various factors, but it usually takes 3 to 5 years for most people under debt review to complete the program.

While there’s no exact time frame to determine how long debt review lasts, here’s a breakdown of the factors that can affect how long it takes:

1. Total Debt Amount:
The larger your total debt, the longer it will take to repay it through the consolidated monthly payments in the debt review plan.

2. Affordable Repayment Amount:
The amount you can realistically pay towards your debt each month significantly impacts the time it will take to become debt-free.

Higher affordable repayments lead to a shorter completion period.

3. Negotiating Terms:
The negotiation process with creditors impacts your repayment terms, such as interest rates and repayment period.

Favorable negotiation results can potentially shorten the overall debt review duration.

4. Adherence to the Plan:
Consistent adherence to the agreed-upon monthly payments is crucial.

Missing payments can lengthen the program due to potential penalties or adjustments to the repayment plan.

5. Unforeseen Circumstances:
Unexpected events like job loss or medical emergencies might require adjustments to the repayment plan, potentially impacting the overall duration.

Therefore, the 3 to 5 year timeframe for how long you stay under debt review is just a general guideline.

However, you must remember that how long your debt review lasts can be shorter or longer depending on your specific circumstances and commitment to the program.

Here are some additional points to consider:

  • Consulting your Debt Counselor: 
    They can provide a more personalized estimate of your debt review duration based on your current financial situation and the negotiated terms with your creditors.

  • Focus on Completion: 
    Completing the debt review program successfully can significantly reduce how long you stay under debt review and improve your financial stability and credit score in the long run.

Being Under Debt Review Will Come to an End

Remember, debt review is a process, not a permanent state.

And it’s there to help you get out of debt and live a normal life where you can get credit to buy things like appliances, a car, or even a house.

Therefore, by using available resources, staying committed to your plan, and practicing responsible financial management, you can successfully navigate this period and achieve financial stability in the long run.

You will get through this successfully as long as you do not lapse into getting loans from dubious lenders who can make your life a misery.

How to Get Debt Review Clearance Certificate

Getting your debt review clearance certificate in South Africa involves completing the following steps:

1. Fulfill Your Debt Review Obligations:

  • This is the essential step, requiring you to make all your monthly debt review payments in full and on time throughout the agreed-upon program duration.
  • Ensure all fees associated with the debt review process are settled.

2. Communication with Debt Counselor:

  • Once you’ve completed all your obligations, communicate with your registered debt counselor to initiate the clearance certificate process.
  • They will verify your completion and gather the necessary documentation.

3. Processing by Debt Counselor:

  • Your debt counselor will prepare and submit the clearance certificate to all relevant credit bureaus in South Africa.

4. Credit Bureau Updates:

  • The credit bureaus will update your credit report to reflect your completion of the debt review and remove the “debt review” flag.

    This process can take several weeks depending on the individual bureau’s procedures.

Additional Considerations:

  • How long does it take to get a clearance certificate: 

    While there’s no guaranteed timeframe, receiving your clearance certificate can take several weeks to a few months due to processing by both the debt counselor and credit bureaus.

  • Patience: 

    Be patient and allow time for the administrative process to complete.

  • Communication: 

    Maintain contact with your debt counselor for updates and any required actions.

  • Independent Verification: 

    After a reasonable wait, consider contacting credit bureaus directly to verify the update of your credit report.

Remember, getting your clearance certificate signifies the completion of your debt review program and it’s an important step towards rebuilding your financial well-being.

Debt Review Success Stories

If you’re feeling overwhelmed by being under debt review, these success stories of normal South Africans who have successfully completed the review process will give you hope. 

Success Story 1: Thandi Shares her Story to Break the Shame of Being Trapped in Debt

Thandi, a single mother of two young children in Soweto, found herself drowning in debt after a series of unfortunate events.

With limited income and mounting expenses, she felt hopeless.

After struggling for months on her own, Thandi’s sister suggested debt review – a process Thandi had heard negative things about.

Desperate, she reluctantly contacted a registered debt counselor.

The process wasn’t easy.

Thandi faced additional challenges due to her community’s reliance on informal lending practices.

Budgeting every cent and learning to live within her means required major adjustments.

However, with her counselor’s support and her family’s encouragement, Thandi persevered through feelings of shame and the stigma that followed.

Three years later, Thandi received her clearance certificate.

You can just imagine the relief she felt after that huge weight was lifted from her shoulders.

Not only was she debt-free, but she had empowered herself with financial knowledge.

Today, Thandi shares her story to break the shame of constantly being in debt and struggling to make ends meet and offers guidance to others in her community.

Success Story 2: Sipho, a Young Entrepreneur from Alexandra Township

Sipho saw his dreams of making it big in business fading away as he got deeper and deeper into debt.

After a bad investment, the community that believed in him started to doubt whether he was clever enough to run a successful business.

Sipho began to feel the pressure to succeed, not only for himself but also for those who had placed their faith in him.

Besides, his business desperately needed money to survive and going under was just not an option for Sipho.

Can you imagine the shame and humiliation he would’ve felt, not to mention not having money to live on either? 

But despite the shame and fear of failure, Sipho confided in a mentor, who encouraged him to seek professional help.

With guidance from a debt counselor, Sipho enrolled in the debt review program.

Negotiating with creditors was challenging, but Sipho used the little business acumen he had to explore additional income streams.

And then, after four years, Sipho walked out of the debt counsellor’s office with his debt review clearance certificate.

Now, with financial responsibility woven into his business model, Sipho is a role model in his community.

He advocates for financial literacy and helps fellow entrepreneurs build resilient businesses rooted in sound financial practices.

Success Story 3: The Overwhelmed Family

The Mazibuko family, living in a township near Cape Town, found themselves overwhelmed by rising costs and debt from unforeseen expenses.

Both parents worked tirelessly, but their income couldn’t keep up with payments and the stress of drowning in debt that mounted each month.

Concerned about their children’s futures, they visited a financial advisor in their community who referred them to a debt counselor.

While apprehensive at first, the debt counsellor helped them understand the potential benefits of debt review in breaking the downward spiral of debt and financial hardship.

The review process required huge sacrifices, but with patience and unwavering support from one another, they learned to budget, reduce unnecessary spending, and prioritize financial well-being.

After five years, the Mazibukos received their clearance certificate.

They faced challenges rooted in systemic issues and struggled with the stigma of financial difficulty, but their commitment and perseverance paid off.

Today, they are financially independent, debt-free, and confident in creating a secure future for their children.

What Your Debt Counsellor Can do for You During Debt Review

You might think that your debt counsellor has the power to arrange consolidation loans for debt review clients, but they’re legally prohibited from arranging any additional credit for their clients.

This conforms with the National Credit Act, which protects lenders and debt review clients by ensuring responsible lending practices.

However, this is what your debt counsellor can do for you;

Instead of consolidation loans, registered debt counselors in South Africa are equipped to offer the following services:

  • Debt assessment: 
    They analyze your financial situation and assess your eligibility for debt review.

  • Negotiation with creditors: 
    They have the authority to work for you to secure lower interest rates and extended repayment terms with your creditors.

    This consolidates all your existing debts into a single, more manageable monthly payment without taking out a consolidation loan.

  • Budgeting and financial literacy: 
    They provide guidance on budgeting, managing finances responsibly, and avoiding future financial difficulties.

  • Support and guidance: 
    They offer ongoing support and advice throughout the debt review journey, helping you navigate challenges and achieve financial well-being.

Alternatives to Consolidation Loans for Debt Review Clients

As you can see above, a good debt counsellor can play an important role in making your debt review easier and less of a struggle.

Just imagine negotiating with all your creditors, yourself, to give you a longer time to pay your debt at lower interest rates too.

You wouldn’t be able to do it without a professional counsellor working for you and in your best interests.

More Alternative Solutions for Managing Debt:

While traditional consolidation loans are not available during debt review, other options can help you manage your debt more effectively:

  • Get permission from your Debt Counselor to access funds: 
    Discuss alternative solutions with your counselor.

    They might offer guidance on accessing funds within your existing debt review plan (like emergency funds) for unforeseen expenses.

  • Explore government support programs: 
    Depending on your circumstances, you may be eligible for government assistance programs offering financial aid (e.g., SRD R350 Grant).

  • Seek additional income ethically: 
    Explore authorized freelance work, selling unused items, or developing skills to generate extra income within your available time.

Contact List of People and Institutions that offer Debt Review Clients Help or Support

Government & Regulatory Bodies

  • National Credit Regulator (NCR): 
    They regulate the debt review industry and provide resources for consumers. You can reach them through their website: https://nationalgovernment.co.za/units/view/126/national-credit-regulator-ncr or call their toll-free number: 0860 44 62 72.

  • National Consumer Commission (NCC): 
    They advocate for consumer rights and offer assistance with complaints against credit providers.
    You can reach them through their website: https://thencc.org.za/ or call their toll-free number: 0860 134 326.

  • Department of Social Development (DSD): 
    They offer financial assistance programs and support for vulnerable individuals and families.
    You can find their website here: https://srd.sassa.gov.za/ or contact your local DSD office.

  • Social Grants:
    If you think you may qualify to get a social grant you can go here to check all the SASSA Grant FAQs

Non-Profit Organizations

  • The Debt Counselling Alliance of South Africa (DCASA): 
    They offer information and support on debt review and financial management.
    You can find their website here: https://www.ndca.org.za/ 

  • The National Debt Reviewers Association of South Africa (NDRA): 
    They represent debt counseling companies and provide information on debt review.
    You can find their website here: https://www.facebook.com/NCRDC3106/ or contact them via email: [email address removed].

Financial Advisors:

  • Registered Debt Counselors: 
    These individuals can provide personalized advice and guidance throughout your debt review journey.
    Find a registered Debt Counselor through the NCR website or contact your debt review provider for recommendations.

  • Independent Financial Advisors: 
    While they cannot offer specific advice on debt review, they can provide general financial guidance and assistance with budgeting, saving, and future financial planning.

Additional Resources for people Under Debt Review:

When You're Under Debt Review and Need a Loan Urgently, Don't Do This...

Even if you’re under debt review and need a loan urgently do not be tempted to borrow money from a loan shark.

It could be the worst thing you do, for the following 3 reasons;

  1. Loan sharks will have little regard or sympathy for your desperate financial situation, except to capitalise on it.
  2. Whilst it may be fairly easy to get credit from a loan shark, it will come with unrealistic repayment terms combined with an unreasonably high-interest rate.
  3. Failing to make a repayment will probably result in all types of verbal, as well as physical, threats in the event of you missing a payment date.

    These guys don’t play, so no matter how desperate you are do not be tempted.

Times are probably tough, but remember you’re only in this situation because of managing your money badly, so do not be tempted to take on additional debt especially from loan sharks.

However, if you’re fed up with the process & think you can manage without being under review, this is how you can get out of debt review.

Last Word on Loans for People Under Debt Review

  1. In the unlikely event, you find a lender willing to provide loans for people under debt review, look carefully at the interest rate being charged before signing & committing to any loan not being granted by a traditional lender or bank – it will almost certainly place you in a far worse financial situation.

  2. You should also ensure that the lender is registered with the NCR (National Credit Regulator) which would provide some protection & peace of mind as opposed to some of the unscrupulous lenders out there.

  3. Furthermore, it’s mostly loan sharks that may consider giving loans to debt review clients in South Africa which may give you some short-term debt relief.

    However, please be aware that things can turn nasty and you stand a good chance of losing everything including your car, and home as well as having your salary fleeced which will leave you nothing to live on.

Lastly, if you’re one of the many people under debt review and need a loan urgently, always ensure that the lender (unlikely you’ll find one) is registered with the NCR (National Credit Regulator).

For answers to the questions you may have about the debt review process, how long do you stay under debt review, and other questions, see the most frequently asked questions about debt review below.

Debt Review FAQs

What is debt review

Debt review is a formal process in South Africa to help individuals who are struggling with managing their debts. It involves:

  • Negotiating with creditors to lower interest rates and restructure outstanding debt.
  • Making a single monthly payment to a debt counselor who then distributes it to creditors.
  • Completing the program usually takes 3-5 years depending on the individual’s financial situation.

Read more about What is Debt Review

Can I get guaranteed debt review loans in South Africa?

The answer is yes & no. Getting traditional loans for people under debt review, through a bank, will not be possible, loan until you have completed the debt review process.
However, you may be successful in getting finance through a less reputable lender.

Do I qualify for debt review?

To qualify for debt review, you must be:

  • Over 18 years old.
  • Residing in South Africa.
  • Unemployed or employed with an income insufficient to meet your debt obligations.
  • Unable to afford your monthly debt repayments.
How much does debt review cost?

There are various fees associated with debt review, which are regulated by the National Credit Regulator (NCR). These typically include:

  • Initiation fee.
  • Monthly administration fee.
  • Success fee upon completion of the program.
What happens to my debts during debt review?

Once enrolled in debt review, all legal action by creditors is suspended. You will no longer receive calls or letters demanding payment. Your debt counselor will negotiate with your creditors on your behalf to lower interest rates and restructure your debt for easier repayment.

Can I get a loan while under debt review?

No, obtaining a loan of any kind is strictly prohibited for individuals under debt review in South Africa. This regulation protects both lenders and borrowers by ensuring responsible lending practices.

What are my options if I need money while under debt review?

Alternative solutions to consider during debt review include:

  • Negotiate with creditors: Collaborate with your debt counselor to discuss extending repayment terms or lowering interest rates within the existing debt review agreement.
  • Seek government support: Explore government assistance programs like the Social Relief of Distress Grant (SRD Grant) offered by the Department of Social Development (DSD).
  • Generate additional income: Consider authorized freelance work, selling unused items, or developing skills to generate extra income within your available time.

    Also, see options to earn extra money while under debt review above (Solutions for Clients Suffering Under Debt Review)
Where can I get help with debt review?
  • Registered Debt Counselors: 
    These individuals can guide you through the process and provide personalized advice. Find one through the NCR website or contact your debt review provider for recommendations.
  • National Credit Regulator (NCR): 
    They regulate the debt review industry and offer resources for consumers.
  • National Debt Reviewers Association of South Africa (NDRA): 
    They represent debt counseling companies and provide information on debt review.
What happens after I complete debt review?

Once you fulfill all obligations under the debt review program and receive a clearance certificate, you can start applying for new credit again.

However, it’s recommended to wait for a reasonable period to allow your credit score to recover before applying for new loans or credit.

Remember:
Debt review is a legal and regulated process in South Africa that helps individuals manage their debts and regain financial stability.
Engaging with authorized debt counselors and seeking legal guidance is crucial for navigating this process responsibly and ethically.

What happens if I miss a debt review payment?

It’s crucial to prioritize your monthly debt review payment.

However, if you miss a payment, contact your debt counselor immediately. They can work with you to find a solution and potentially restructure your payment plan to avoid falling behind.

Can I travel internationally while under debt review?

International travel for people under debt review may require permission from your debt counselor and the National Credit Regulator (NCR).

They will assess your situation and determine if your travel plans impact your ability to fulfill your debt review obligations.

What happens to my debt review if I lose my job?

Inform your debt counselor immediately if you lose your job.

They can assess your situation and help you adjust your debt review plan to accommodate your changed financial circumstances.

What happens to my debt review if I inherit money?

Inherited funds are generally not considered your income under debt review.

However, you are advised to consult with your debt counselor to understand how inherited funds might impact your remaining debt review payments and completion timeframe.

Can I sell my car or other assets while under debt review?

Selling assets requires approval from your debt counselor as it might affect your ability to repay your debts.

They will guide you through the process ensuring compliance with the debt review regulations.

How can I improve my credit score during debt review?

While your credit score might take time to recover, completing your debt review program and staying committed to your payment plan will demonstrate positive financial behavior to credit bureaus.

This can contribute to gradually improving your credit score in the long run.

What happens if I violate the terms of my debt review agreement?

Violating the terms of your debt review agreement, such as taking on new debt without authorization, can have serious consequences. This could include legal action from creditors, removal from the debt review program, and potential damage to your credit score. It’s crucial to adhere to your agreement and communicate any changes in your financial situation to your debt counselor promptly.

Remember, this information is for general guidance only.

Each individual’s situation is unique, and it’s essential to consult with your registered debt counselor for specific advice and support throughout your debt review journey.

Can I get a home loan while on review?

All forms of credit will be denied to people under review which includes home loans, personal loans or any additional credit.

Can I skip a payment while on review?

No, whatever you do, don’t miss a payment as you’ll risk voiding the agreement.

The consequences of this would be to leave you exposed, without legal protection & at the mercy of your creditors who’ll take action against you.

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RDP Housing: How To Apply For a RDP House Easily https://www.loan-lenders.co.za/rdp-housing/ https://www.loan-lenders.co.za/rdp-housing/#comments Mon, 13 May 2024 01:09:00 +0000 http://loan-lenders.co.za/?p=34
RDP Housing
RDP Housing

RDP Housing In South Africa

RDP House statistics show that almost 20% of South African households consist of people living in government subsidised homes.

It therefore seems that the RDP housing system is a real solution for many people in South Africa, who do not earn enough to qualify for a normal home loan, to have in their own homes.

While this may be providing a solution for many, the waiting lists for RDP housing is significantly large & the quality of these type of low cost houses is often below standard with thin walls & leaking roofs with most of these type of complaints coming from the Western, Eastern & Northern Cape provinces.

However attention is being given to these issues by the authorities so it is definitely worth applying if you qualify.

Unfortunately it is not as simple as that, as to get an RDP housing application approved, the applicant may not earn more than a certain amount (R3000 per month) which means that people who earn more than the maximum to qualify for an RDP house but less than the required amount to qualify for a home loan, will have a difficult time in getting financing to buy any sort of house.

Need a Short Term Personal Loan?

Apply Here »

RDP Housing Application – Quick & Easy

RDP Housing Application
RDP Housing Application

Start your RDP housing application by contacting your ward councillor in your area.

To get your RDP house you will need to provide them with all the necessary documentation such as ID documents, proof of income etc.

RDP House Application Form Online

Apply For RDP House Online

You can apply for a RDP house online in Cape Town, Durban or anywhere else in South Africa.

If you click here, or on the form above, it will take you to the RDP house application form PDF which you can complete & submit online.

A screening process is then performed & the successful candidates identified.

How Do I Check My Housing Status?

To check your RDP house online or to check your housing status you have these options.

  • Call 0800 146 873 to check your RDP housing status.
  • To check your RDP house online you can go to your municipality’s website to follow up on your RDP house.

RDP House Waiting List

Just remember that after you’ve registered for your RDP house, your name will on the RDP waiting list for houses in Gauteng.

You’ll also be on the provincial housing need register, & housing demand database, so that as &when housing projects are completed, hopefully your name will be included in those who are allocated a house.

Who Qualifies For RDP Houses

Those who fulfill the following criteria are those who qualify for RDP houses.

  • RDP Houses are only for South African citizens who have valid SA ID documents.
  • You must be over 21 years of age & have contractual capacity.
  • You must be married or live permanently with your partner or have dependents.
  • If you’re single you need to have financial dependents to qualify for a RDP house.
  • Your total household income cannot exceed R3500 per month
  • Aged persons who are single and are without financial dependents.
  • You must be a first time government subsidy recipient.
  • You need to be a first time home owner & cannot have owned property previously or currently anywhere in South Africa.
  • If you’re a single Military Veteran without financial dependent you qualify.

Please note that these conditions are subject to change at any time.

Furthermore, if an applicant’s income is higher than the maximum amount, the amount of the subsidy will decrease accordingly.

If the RDP housing application is approved the applicant will then receive the house together with the plot of land it is built on & all the relevant services in terms of water & electricity, sewerage etc.

A further subsidy can be applied for by the home owner, in the form of an indigent subsidy to subsidise the cost of the services if the owner earns less than R1000 a month.

For this extra subsidy, home owners need to apply at the indigent office & also need to go through this application process every year as the income status of the resident may change.

Please note that these conditions are subject to change at any time.

RDP Houses For Sale

  • You can find RDP houses for sale in Tembisa, Mamelodi, Cosmo City, Khayelitsha, Atteridgeville, Olievenhoutbosch, Ivory Park and all over South Africa.
  • Applicants should bear in mind that they will only be able to get one housing subsidy ever & will never be granted another one
  • RDP house cannot be sold or rented out – they are provided solely for the applicant’s accommodation
  • Any RDP owner wanting to extend or renovate their house before eight years of ownership will need to obtain permission from their local municipality
  • Special treatment is given to disabled applicants – the design of the house may also be changed to accommodate the special needs of the person’s disability

Middle Class Income Groups Who Do Not Qualify For RDP Housing

Applying For a Home Loan Is Probably the Only Option For Those Middle Income Groups Who Earn Too Much For a RDP House

For those whose income is too high to be considered for RDP housing will need to apply for a home loan in order to buy or build their own houses.

This however is easier said than done as with the new Credit Act home loans are only granted on affordability once all your usual expenses are taken into account.

So while the interest rates are at all time lows, lending institutions are extremely reluctant to grant home loans to applicants whose earnings are borderline.

Another option is to apply for a personal loan which can be used as a deposit for a small home loan.

Contact Numbers For RDP Housing

  • Government housing assistance contact details
  • Housing Enquiries Hotline: 0800 146 873
  • Gauteng: 011 355 4000
  • Western Cape: 079 769 1207 (Please Call Me)
  • Eastern Cape: 043 711 9901/2/3
  • KwaZulu Natal: 033 392 6400 or 033 3365300
  • North West: 018 388 5403
  • Limpopo: 015 284 5000
  • Northern Cape: 053 830 9422
  • Free State: 051 405 3883
  • Mpumalanga: 013 766 6087
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SASSA Status Check for R350 Payment https://www.loan-lenders.co.za/sassa-r350-grant/ Mon, 13 May 2024 01:01:00 +0000 https://www.loan-lenders.co.za/?p=3886

SASSA R350 Status Check: How to Check Your Grant Status Online (2024)

SASSA R350 status check

Need to do a SASSA R350 status check?

Below are all the official methods to check your SRD grant status online, via WhatsApp, or SMS, including the latest R370 grant increase updates for 2024.

Quick Guide: SASSA R350 Status Check Methods

✓ Check Your SASSA Status Online:
1. Visit srd.sassa.gov.za/sc19/status
2. Enter your ID number
3. Enter your phone number
4. Click “Submit”

✓ Check via WhatsApp:
1. Save 082 046 8553
2. Send “status”
3. Follow prompts

✓ Check via USSD (No Data Needed):
– Dial *134*7737#
– Follow menu options

✓ Check via Moya App:
1. Download Moya App (#datafree)
2. Select SASSA services
3. Choose “Check Status”

How to Check SASSA R350 Status Online
(3 Easy Ways)

The following 3 ways explain how to check your SASSA R350 status quickly and easily.

And you will be able to see whether your application is pending, approved or whether you are registered or de-registered.

1
Do Your SRD Status Check Online On the Official SASSA Website

  • Go to this SASSA R350 status check link: srd.sassa.gov.za/sc19/status
  • When the page opens you need to enter;

    1. Your ID Number 
    2. And then the Cell Phone Number you used when you applied for the SRD grant.

    This will start the process for your SASSA R350 status check 2024.

  • The last step is to simply click the “Submit” button and you will get to see whether your SRD status check is approved or whether you are registered or not.

2
Use Your Cell Phone to Check Your 350 SASSA Status on WhatsApp or SMS or USSD

  • Add 082 046 8553 to your list of contacts on your cell phone.
  • Then send a WhatsApp message with just one word, “status”
  • After that’s done you’ll be prompted to enter your ID number and the cell phone number you used when you applied for the R350 SRD grant.
  • You will then receive a response with your SRD status.
  • USSD SRD code to check status:
    Dial the USSD code provided by SASSA from your mobile phone (*134*7737#) and follow the instructions to view your application status.

3
How To Check SASSA Status With the Moya App

Using the #datafree Moya App is another useful way to check your SRD status.

  • It’s a free download, free to use as well as being #datafree, meaning that you can use it’s features, including messaging, even if your own data has run out.
  • Not only will it show you how to check your SASSA status, but you can also use the Moya App to check your balance.
  • Go to this link to see how to Download the Free Moya App and how to set it up to check your SASSA status.

PS. If your SRD status check shows that your application has been declined, you can submit your appeal for the R350 grant to get paid in the same month.

How to check your SASSA 350 payment dates?

There are two ways to find out your next SASSA R350 payment date:

  1. Check Online:

    Go to the official SASSA SRD website here: https://srd.sassa.gov.za/

    Then enter your South African ID number and the phone number you used to apply for the SRD grant in the first place.

    Then click “Submit.”

    You’ll see your payment status immediately, and if approved, the estimated payment date.

  2. Contact SASSA Call Center:

    Call the hotline: 0800 601 011.

    Choose your preferred language.

    Select the “Check SRD R350 Status” option.

    Follow the prompts and provide your information.

    Then a SASSA agent will help you check your payment status.

You can also do your SASSA status check by ID number only.

  • When will SASSA update my status check?
  • What if you get a SASSA status check application pending?
  • Recheck your status regularly or after 30 days to see if your status has been updated.

SASSA R350 Payment Dates 2024

SASSA Old Persons, Child Support & Disability Grant Payment Dates

MonthGroupDate
December 2024Old Age Grant Payment DateTuesday 3rd December
December 2024Disability GrantsWednesday 4th December
December 2024Child Support GrantsThursday 5th December
December 2024Other SASSA Social GrantsFrom 5th to 27th December
December 2024SASSA R350 GrantsSRD Grant Payments For December 2024 Can’t Be Collected From the Post Office Any Longer – Find Out Where To Get Your SASSA R350 Grant Payments here

SASSA Contact Details for R350 SRD Grant

  • Got queries regarding your SRD status check for your  R350 payment?
  • Or you’ve been approved but still no payment?
  • Use any of the SASSA contact details below to get clarity

SASSA Toll-Free number for SRD R350 queries: 0800 60 10 11

WhatsApp Number: 082 046 8553

SASSA Tel helpline (landline): 012 400 2000

SASSA USSD Number: *134*7737#

SASSA SRD email address: [email protected]

Postal Address: Private Bag X55662, ARCADIA, 0083 SRD email address: [email protected]

Independent Tribunal for Social Assistance Appeals (ITSAA): 012 312 7727 or 086 216 371

SASSA R350 Grant Requirements: Latest Eligibility Criteria (2024)

Before doing your SASSA status check for R350 payment dates, you should check to see that you are one of those who qualifies for SASSA 350 grant.

If you don’t, that could be a reason why your 350 status check is giving a rejected or declined response or you just haven’t got your latest payment.

Below, are the latest eligibility requirements for 2024;

SASSA R350 Grant Eligibility Requirements that You Must Meet to Qualify

    1. You must be a South African Citizen, Permanent Resident or Refugee registered on the Home Affairs database.
    2. The grant is also open to persons who are holders of special permits under the Special Angolan Dispensation, the Lesotho Exemption Permit dispensation and the Zimbabwe Exemption Permit Dispensation, and asylum seekers whose section 22 permits or visas are valid or were valid on 15 March 20201.
    3. You must be currently residing within the borders of the Republic of South Africa.
    4. You need to be  above the age of 18 and below the age of 60.
    5. You must be unemployed to get the grant.
    6. You can’t be receiving any other form of social grant.
    7. And you can’t be getting an unemployment insurance benefit or qualify to receive an unemployment insurance benefit (UIF).
    8. You also can’t be getting a stipend from the National Student Financial Aid Scheme (NSFAS) or any other financial aid.
    9. You can’t be receiving any other government COVID-19 response support.
    10. You cannot be living in a government funded or subsidised institution.

Therefore, if you’re a person who qualifies for SASSA R350 grant according to the latest eligibility criteria, you can proceed with your SASSA status check.

Common reasons that your status may be declined include these below;

  • failing to meet age requirements
  • being admitted into a state institution
  • being able to provide for yourself or your dependents
  • already receiving a state grant
  • applicant deceased
  • submitting incorrect documents
  • or the intended beneficiary is not in the country.

PS. Caregivers who are not receiving any grant on their own behalf are also eligible to apply for the R350 grant.

7 Ways You Can Apply for the R350 SRD Grant Online

So, if you meet the eligibility criteria for the R350 grant, and you haven’t applied yet, you can apply in one of the following ways;

  1. SASSA website: https://srd.sassa.gov.za/
  2. Email: [email protected]
  3. WhatsApp: 082 046 8553
  4. USSD line: Dial 1347737# and follow the prompts
  5. GovChat
  6. Facebook
  7. How to submit your R350 SASSA application online

Common SASSA Status Check Results Explained (FAQ)

How do I check my SASSA R350 grant status online?

To check your SASSA R350 grant status online, you can visit the SASSA website and click on the “Application Status” tab. You will need to enter your ID number and phone number to check your status.

How do I check my SASSA R350 grant status via WhatsApp?

To check your SASSA R350 grant status via WhatsApp, you can save the SASSA WhatsApp number (082 046 8553) to your contacts and send a message that says “Status” followed by your ID number. For example: “Status 1234567890123”.

How do I check my SASSA R350 grant status via SMS?

To check your SASSA R350 grant status via SMS, you can send an SMS to 082 046 8553 with your ID number in the message. You will receive an SMS response with your grant status.

How do I check my SASSA 350 payment dates?

There are two ways to find out your next SASSA R350 payment date:

  1. Check Online:

    Go to the official SASSA SRD website here: https://srd.sassa.gov.za/

    Then enter your South African ID number and the phone number you used to apply for the SRD grant in the first place.

    Then click “Submit.”

    You’ll see your payment status immediately, and if approved, the estimated payment date.

  2. Contact SASSA Call Center:

    Call the hotline: 0800 601 011.

    Choose your preferred language.

    Select the “Check SRD R350 Status” option.

    Follow the prompts and provide your information.

    Then a SASSA agent will help you check your payment status.

Remember:

Payments are usually sent on different dates each month.

You can check your status again after 30 days.

Lastly, make sure all your information is accurate.

What are the different SASSA R350 grant status messages?

The different SASSA R350 grant status messages are:

  • Pending: Your application is still being processed.
  • Approved: Your application has been approved and you will receive your grant payment soon.
  • Declined: Your application has been declined.
  • Cancelled: Your grant has been cancelled.
What are the reasons why my SASSA R350 grant application is declined?

The reasons why your SASSA R350 grant application may be declined are:

  • You are not eligible for the grant.
  • You have already received a grant from another source.
  • You have provided incorrect information on your application.
  • You have failed to re-apply for the grant on time.
What are the eligibility criteria for the SASSA R350 grant?

To be eligible for the SASSA R350 grant, you must meet the following criteria:

  • You must be a South African citizen, permanent resident, or refugee.
  • You must be above the age of 18 and below the age of 60.
  • You must be unemployed and not receiving any other social grant.
  • You must not be receiving a student bursary or grant.
  • You must not be receiving an unemployment insurance benefit.
  • You must not be receiving any other form of government assistance.
How do I apply for the SASSA R350 grant?

You can go to this link to apply for the SASSA R350 grant online or on the SASSA website, or via the Moya App.

To apply online, you will need to visit the SASSA website and create an account. Once you have created an account, you can log in and start the application process.

Go to this link to download the Moya App for free. 

Once you have downloaded the app, you can create an account and start the application process.

How do I check my SASSA R350 grant status?

You can check your SASSA R350 grant status online at the SASSA website, WhatsApp, SMS, or via the Moya App. (see the 3 Ways To Do Your SASSA Status Check above)

To check your status online, you will need to visit the SASSA website and log in to your account. Once you have logged in, you can click on the “Application Status” tab to check your status.

To check your status via the Moya App, you will need to open the app and log in to your account. Once you have logged in, you can click on the “Check Grant Status” button to check your status.

What are the different SASSA R350 grant status messages?

The different SASSA R350 grant status messages are:

  • Pending: Your application is still being processed.
  • Approved: Your application has been approved and you will receive your grant payment soon.
  • Declined: Your application has been declined.
  • Cancelled: Your grant has been cancelled.
If your application has been declined or cancelled, you can submit an appeal to get your grant application approved.
What are the reasons why my SASSA R350 grant application may be declined?

The reasons why your SASSA R350 grant application may be declined are:

  • You are not eligible for the grant.
  • You have already received a grant from another source.
  • You have provided incorrect information on your application.
  • You have failed to re-apply for the grant on time.

If you have any questions or problems with your SASSA R350 grant application, you can contact SASSA customer support for assistance.

What Is SASSA Status Pending?

About the “status pending message”, SASSA said it happens when there’s a delay in payments for the new cycle

Payments could also be suspended, if the qualifying criteria had changed.

Furthermore, more than one payment could be made in a single month, but no one would receive a double payment for their R350 grant.

You should, therefore, continue to check your SASSA status until you no longer get the “SASSA status pending” message.

When does the R350 grant end?

The SASSA R350 grant has been extended until March 2025, as announced by President Cyril Ramaphosa at the 2024 SONA.

If you have already applied, do your SASSA status checking until you have a confirmation that you’ve been registered (as above).

Many more will qualify, for instant caregivers, for the SASSA R350 grant payments.

The SASSA R350 grant is available as part of the COVID-19 Social Relief Of Distress Fund.

If you qualify you’ll still need to apply for the social relief grant which can be done by using any of the methods below.

How To Submit a SASSA Reconsideration Status Check?

The SASSA reconsideration application gives you an easy way to submit your request.

Go to this link to see how to submit a reconsideration request or submit an appeal.

Before you would’ve had to send your reconsideration application via email to [email protected].

But now it’s much easier and quicker to do online.

The quickest way to do a SASSA Reconsideration Status Check is to go to the official website. (https://srd.sassa.gov.za/sc19/reconsideration)

Once the page has opened you will just need to do the following;

  1. Enter your South African ID Number in the top block
  2. Enter the phone number you used in your original application
  3. Then click “Send Pin” or just hit enter.
  4. Once you have your PIN sent back you can proceed with your SASSA reconsideration application.
Why is my SASSA R350 approved but no payday?

This is another common complaint from SRD grant applicants who have received an approved SMS but have not been paid.

The reason for this is generally a bank verification problem where your records do not match those on file at the bank.

Whilst a few banks have had account complications, to be safe, you should also check that the bank account details you supplied are correct.

What happens if I my application Is Rejected for the SASSA SRD grant?

If you are rejected for the SASSA SRD grant, you can appeal the decision.

To appeal the decision, you must submit a written appeal to SASSA within 30 days of the date of the rejection letter.

Follow these steps to submit your SASSA Appeal Online

How to check my SASSA appeal status?

Once you have submitted your appeal you should receive an SMS from SASSA notifying you of the outcome.

Or you can find out how to check your SASSA appeal status here.

You can also reach out to SASSA on their call center number at 0800 601 011.

What is the payment date for the R350 SASSA SRD grant?

SRD Grant Payments Will No Longer Be Available At Post Office Branches and there are currently no fixed SRD Grant payment dates for 2023.

Therefore, you won’t be able to collect payments from Post Office branches from June 2022 in order for SAPO to reduce the number of people queuing for grants.

But, as an SRD grant beneficiary, you can have payments deposited into your bank account, or collect them from certain retail stores.

Where to collect your SASSA payments?

You can’t collect your SRD SASSA payments for R350 from Post Office branches, but you can get them from the supermarkets and retail stores below.

  • Pick n Pay
  • Boxer
  • Shoprite
  • Checkers
  • USave merchants

However, before going to collect your payment from one of the supermarkets above, you need to set up your preferred payment option, as below.

  1. Firstly, you must have your own cellphone number to be able to receive your R350 payment at one of the supermarkets above.
  2. Then log on to srd.sassa.gov.za.
  3. Once you’ve logged in, you must respond to the security SMS you receive on your phone to proceed.
  4. Once that’s done, you can then choose the merchants in your application from where you want to collect your money.
  5. Once you’ve made your choice, submit the updated application.

In addition, you need to have your own cellphone number so that you can receive your grants at supermarkets.

Lastly, you will also be helped with resetting your PINs for your SASSA cards at the pay points.

Old age, disability or child payments can still be collected from any Post Office branch.

Go to the following link to see more answers to the most popular SASSA SRD Grant FAQ here.

For example, answers to questions like these;

Who Can Get Social Relief of Distress

The Social Relief of Distress Grant (SRD Grant) is available to South African Citizens, Refugees, Asylum Seekers and Special Permit Holders who are between the ages of 18 and 60 years. And the above group must also have insufficient means, who do not receive social grants on behalf of herself/ himself or who are not eligible for UIF payments, and have no financial support from any other source.

Hoe Doen n Mens Jou SASSA R350 Grant Status Tjek?

Dit is baie vinnig en maklik om te doen.

Daar is basis 3 maniere om jou SASSA R350 status tjek te doen, soos volg;

1. Gaan na die amptelike SASSA website (srd.sassa.gov.za/sc19/status) en volg die instruksies.
Sodra die website oopgemaak het, volg net hierdie stappe;

i) moet jy eers jou ID-nommer intik,

ii) en dan die selfoonnommer wat jy in jou oorspronklike aansoek gebruik het,

iii) druk dan die “submit” knoppie.

2. WhatsApp of SMS
3. Laai die Moya-App en doen dit daar.

Jy kan ook aansoek doen vir die R350 grant op die Moyo App wat gratis is.

En laastens, gaan na die paragraf hierbo waar jy 3 maklike maniere kan sien om jou SASSA R350 Status tjek te doen met al die inligting: “How to Check SASSA R350 Status: 3 Easy Ways”

Afrikaans FAQs

Hoe om jou SASSA status tjek te doen?

Daar is 3 maniere om jou sassa status tjek te doen, soos volg; WhatsApp, Mojo-app of om na die amptelike SASSA website te gaan. Of jy kan net hierbo sien hoe om dit te doen.

Waar kry ek SASSA kontak besonderhede?

Hier is all die SASSA Kontakinligting;

WhatsApp: 082 046 8553
E-pos: [email protected]
USSD-Nommer: *134*7737#
SASSA-Inbel sentrum nommer: 0800 60 10 11
SASSA-webwerf: https://srd.sassa.gov.

More Useful Information For SASSA SRD Grant Beneficiaries

  • My application is still pending
  • I’m waiting for reconsideration
  • I was declined

So, once you’ve done your SASSA status check you’ll be able to see the status of your application and then you can rectify it before the next payment date.

For example, if you get declined, you can appeal the decision for reconsideration.

You should also note that if you’ve missed a R350 payment date, you should contact SASSA to arrange your payment.

Also, you should be notified by SMS as to when your SASSA payment is ready for collection if it’s not paid directly into your account.

However, this is assuming you still qualify for the grant for that particular month as your qualifying criteria could’ve changed.

It’s very important to do a SASSA status check for R350 payment every month to verify that you still qualify for the SRD grant payment

Final Advice On Doing Your SASSA Status Check for R350 Payment Dates

  • Whilst you should do a SASSA status check for R350 payment dates every month, SASSA says there are no longer any fixed payment dates.
  • This means that each month your application will be verified to ensure that you still qualify for the R350 SRD grant.
  • Those who have been verified and qualify for the SRD grant, they will be paid each month.
  • Furthermore, grant applicants need only to submit just one SRD grant application.

Also, if you see that you’ve been approved but haven’t received your money, it probably means that your payment is yet to be processed.

But, you’ll need to wait for your SMS from SASSA to confirm that your payment is ready to collect.

Lastly, as a South African, I see many homeless people sleeping on the streets of Cape Town and other parts of the country who clearly need assistance.

These are the poorest of the poor whose lives could be drastically improved if they were properly informed of the SRD Grant.

I suspect many of them aren’t even aware of it.

  • So if you know of anyone who makes less than R624 per month, please tell advise and help them to submit their applications for the R350 grant
  • And once they’ve applied, tell them how to do their 350 Status Check to confirm that they are registered.

Getting R350 a month may seem nothing to most of us, but to the poorest of the poor it could be a life-changing gift.

Therefore, let’s ensure that those poor South Africans who deserve the SRD grants, are informed and made aware that they could qualify to receive them.

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SASSA Appeal https://www.loan-lenders.co.za/sassa-appeal/ Fri, 19 Apr 2024 01:52:22 +0000 https://www.loan-lenders.co.za/?p=6123

Submit Your SASSA 350 Appeal & Get Approved

SASSA 350 Appeal

How to Lodge Your SASSA 350 Grant Appeal

Get your SASSA 350 appeal approved, by following this step-by-step guide.

Furthermore, it’s easy to submit your SRD appeal and get approved to start receiving your R350 grant payments.

Furthermore, the SASSA appeal process exists to allow you to plead your case and potentially secure your SRD grant payments.

So if you’re facing disappointment after your R350 grant application was rejected, remember, you’re not alone.

This in-depth guide will walk you through every step, empowering you to confidently fight for your R350 grant.

If your SRD appeal is successful, you will get the grant for the period of time that your appeal was pending.

And you’ll get any R350 back payments that you are owed.

But, you must be very careful to submit the correct information and documentation.

This will increase your chances of success in getting your SASSA 350 grant appeal processed and approved.

Before You Start Your SASSA 350 Appeal

Understanding the Reasons for Rejection

Before diving into the SRD appeal process, it’s crucial to understand exactly why your application wasn’t approved.

Reasons can vary, so:

  • Review the SASSA notification you received to say you were rejected:
    It might provide the specific cause.
  • Contact the SASSA Contact Centre (0800 601 011):
    Their agents can offer insights.

Common rejection reasons include:

  • Ineligibility:
    Double-check if you meet all R350 grant criteria (e.g., citizenship, income requirements). See the full list of requirements to be eligible for the R350 grant below.
  • Incomplete application:
    Ensure all necessary documents and information were submitted correctly.
  • Missing bank details:
    Accurate bank information is crucial for disbursement.
  • Technical errors:
    Ensure you followed the correct application process and deadlines.

Also, before submitting your SASSA Appeal for R350, you should also  check your R350 status which may provide more clarity and help you understand why your application got rejected.

You should also know that SASSA SRD grants are for only for those who meet all the eligibility requirements for the R350 grant.

Therefore, before you submit your SASSA appeal, you should check to see whether you meet all the eligibility requirements below.

If there’s any that you don’t comply with, that will probably be the reason why your R350 SRD application got declined.

SASSA R350 Grant Eligibility Requirements that You Must Meet to Qualify

    1. You must be a South African Citizen, Permanent Resident or Refugee registered on the Home Affairs database.
    2. The grant is also open to persons who are holders of special permits under the Special Angolan Dispensation, the Lesotho Exemption Permit dispensation and the Zimbabwe Exemption Permit Dispensation, and asylum seekers whose section 22 permits or visas are valid or were valid on 15 March 20201.
    3. You must be currently residing within the borders of the Republic of South Africa.
    4. You need to be  above the age of 18 and below the age of 60.
    5. You must be unemployed to get the grant.
    6. You can’t be receiving any other form of social grant.
    7. And you can’t be getting an unemployment insurance benefit or qualify to receive an unemployment insurance benefit (UIF).
    8. You also can’t be getting a stipend from the National Student Financial Aid Scheme (NSFAS) or any other financial aid.
    9. You can’t be receiving any other government COVID-19 response support.
    10. You cannot be living in a government funded or subsidised institution.

Therefore, if you meet the eligibility criteria for the R350 grant, in terms of the requirements above, you can proceed with your SASSA appeal.

Common reasons for being ineligible for the grant include;

  • failing to meet age requirements
  • being admitted into a state institution
  • being able to provide for yourself or your dependents
  • already receiving a state grant
  • applicant deceased
  • submitting incorrect documents
  • or the intended beneficiary is not in the country.

PS. Caregivers who are not receiving any grant on their own behalf are also eligible to apply for the R350 grant.

Preparing for the SASSA 350 Appeal: What You Need

Remember, for a successful appeal outcome it requires proper preparation and to ensure that you submit complete and correct information.

Here’s what you’ll need to have before you start the appeal process;

  • Your South African ID number:
    This identifies you throughout the process.
  • Your phone number:
    The cellphone number you used to submit your original application.
  • The SASSA application reference number:
    You can find this number on your initial application acknowledgement.
  • Any rejection documents:
    These confirm the reason for the rejection and might provide some more information on what SASSA still requires from you.
  • Supporting documents:
    Wondering what documents do I need for a SASSA appeal?
    Depending on the reason for rejection, you’ll need to get documents like bank statements, proof of income, and proof of address.
    It’ll make the appeal submission process easier if you have all the required docs ready to submit with your SRD appeal.

Do You Want to Submit Your SASSA 350 Grant Appeal Online or Offline?

SASSA Appeal Online

You can choose either of the following ways to submit your SRD appeal, as follows;

  • Online:

    Visit the SASSA (srd sassa gov za appeal for R350) website and follow these prompts;

    1. Enter your ID number
    2. And then the phone number you used to submit your application
    3. Then click the “Track Appeal” button to check the status of your SRD appeal,

    This method is convenient and easily accessible for those who have internet access and are comfortable doing it online.

  • Offline:

    Download the appeal form from the SASSA website, fill it out, and submit it at a local SASSA office.

    This method might be preferred if you lack internet access, a computer or smart phone or you need assistance from SASSA staff to complete the form correctly.

    If you’re unsure of anything you can contact the SASSA Call Centre at 0800 601 011.

    Remember, there’s no need to re-submit your SRD appeal or contact the office again once you’ve submitted it.

    You’ll also receive an SMS with the outcome of your appeal and if it is successful, payments will be made starting from the month you first applied.

SASSA Appeal Form

SASSA Appeal Form

Download your SASSA appeal application form – here in pdf format

Preparing Your Appeal Statement

You might ask whether you need to submit a statement together with your SASSA appeal, and the answer is;

Yes, you need to submit an appeal statement when appealing a rejected SRD grant application.

So no matter whether you do it online or offline, your appeal statement is your chance to convince SASSA to reconsider.

These are some key points to take note of when writing it;

  • Be clear and concise:
    Stick to the facts and avoid emotional language.
  • Address the rejection reason:
    Don’t try and fool SASSA, but rather directly acknowledge why your application was rejected and explain why it was incorrect or unfair.
  • Present supporting evidence:
    Attach relevant documents to strengthen your case.
  • Proofread carefully:
    Ensure your statement is properly written and doesn’t have any errors or spelling mistakes.

Submitting Your SASSA 350 Appeal

Once you’ve completed your appeal form and statement, submit it through your chosen method (online or offline) within 30 days of receiving the rejection notification.

You must also remember to;

  • Meet deadlines:
    If you submit your appeal after the closing date it might be automatically rejected.
  • Keep a copy:
    You will need to keep a personal copy of your appeal and supporting documents in case you need to refer to it in the future or to get your appeal approved.

Tracking Your Appeal Status

After submitting your SASSA appeal online or by going to a SASSA office, you will need to wait quite a while to hear back from them.

This is because you won’t get a result quickly as the processing time usually takes 30-60 days.

But here’s a useful tip for you…

You can check the status of your appeal online using your ID number and application reference number on the SASSA website here.

You can also go here to find out how to check your SASSA appeal status.

Appeal Outcome: Approved or Declined?

Once your appeal is processed, you’ll receive notification via SMS or online through your SASSA account.

The possible outcomes can be any of these;

  • Approved:
    Congratulations! Your appeal was successful, and you’ll receive your R350 grant payments.

  • Declined:
    Unfortunately, your appeal wasn’t successful and the notification might give you reasons for the decision.

  • Pending further information:
    SASSA might require additional information before making a final decision which is a good outcome as it would seem that you just need to give them additional information to get your grant.

What are the Next Steps in the Appeal Process: What Happens if an Appeal is Declined

What you do next depends entirely on the outcome of your appeal especially if it was denied.

  • Approved (Great result for following the SASSA appeal process correctly):
    If your appeal was successful you can enjoy your well-deserved R350 grant payments that you’ll soon be getting.
  • Declined (What if your appeal gets rejected?):
    Wondering what you can do if your appeal was rejected?
    Don’t worry there’s still something you can do if your appeal was unsuccessful.
    So don’t lose hope.
    You can still appeal your appeal outcome.
    It’s your right to appeal their decision.
    You can submit it to the Independent Tribunal for Social Assistance Appeals (ITSAA) within 30 days.
    Start by going to their website here.

Contact Information for your SASSA Appeal

If you have any queries regarding your SASSA appeal for your R350 grant or request for reconsideration, you can use any of SASSA’s contact details below to get clarity

SASSA contact number for R350 appeal: 0800 601 011

SASSA appeal helpline: 0800 60 10 11

SASSA appeal email address: [email protected]

Independent Tribunal for Social Assistance Appeals (ITSAA): 012 312 7727 or 086 216 371

5 SASSA Appeal Tips

Here are some important SASSA appeal tips to increase your chances of winning a SASSA grant appeal:

  1. Be sure to submit all the SASSA appeal documents required.
  2. Explain your case clearly and concisely in your letter of appeal.
  3. Be honest and accurate in your appeal form.
  4. If you get the opportunity, you should attend your appeal hearing in person, do so.
  5. If you have any questions or concerns, contact SASSA for assistance.

How Long Does a SASSA Appeal Take?

It will take about 60 to 90 days to get the outcome of your SASSA R350 grant appeal.

After you submit your appeal, an Independent Tribunal for Social Assistance Appeals (ITSAA) will review your case to ensure that SASSA did not miss any important information.

Just to recap, here is a breakdown of the appeal process:

  1. You submit your appeal form and supporting documentation.
  2. The ITSAA reviews your case and may contact you for additional information.
  3. The ITSAA (Independent Tribunal for Social Assistance Appeals) makes a decision on your appeal.
  4. The ITSAA notifies you of the outcome of your appeal in writing.

SASSA Appeal Success Rate

The SASSA appeal success rate is difficult to determine, as SASSA does not publish this data.

However, based on anecdotal evidence and reports from social justice organizations, it is estimated that the SASSA appeal success rate is between 10% and 20%.

And it seems that the SASSA appeal success rate can vary depending on the reason for the grant rejection and the quality of the appeal.

For example, those  appealing a SASSA decision who have strong evidence to support their case and who have submitted a well-written appeal letter, are more likely to be successful.

We hope this information is helpful & wish you good luck with your SASSA grant appeal!

Furthermore, those who can attend their appeal hearing in person, are also more likely to be successful.

Therefore, if you are considering appealing a SASSA grant rejection, it is important to understand the appeal process and to gather all relevant documentation.

You may also want to seek legal advice or assistance from a social justice organization.

Also take a look at the SASSA appeal tips above before submitting your appeal so that you have the best chance of getting an approval & not a rejection.

Final Advice On Your SASSA Appeal

Troubleshooting Common Issues With Your SASSA Appeal Status Check

If you’re having problems with your SASSA appeal status check the following troubleshooting guide should help you solve any issue you’re having.

Unable to Access the SASSA Appeal Portal

  • Login issues: 
    If you’re having trouble logging in, double-check your username and password.
    If you can’t remember them, click “Forgot Password” and follow the instructions to reset it.
    If that doesn’t fix it, try clearing your browser cache and cookies or using a different browser.

  • Technical errors: 
    Some temporary glitches can occur.
    Try refreshing the page, opening it in a new tab, or restarting your device.
    If the error persists, contact SASSA for technical support.

  • Browser compatibility issues: 
    Ensure you’re using a recent browser version like Chrome, Firefox, or Safari. Check your browser’s compatibility information if you’re facing issues.
    And make sure you’re using the latest, updated version of your browser.

Some of your Documents are Missing to do your SASSA Appeal

  • Contact SASSA to explain your situation and inquire about options for obtaining replacements or temporary substitutes like affidavits or official statements.
  • Provide any available documentation related to the missing document, such as police reports or proof of attempts to acquire it.

SASSA Appeal for R350 Declined

  • Carefully review the appeal rejection notice to understand the specific reason.
  • Consider addressing the reason by gathering additional supporting evidence or rephrasing your arguments for resubmission.
  • Seek guidance from legal aid resources or community organizations if needed.

Your Appeal Process Delayed

  • Understand that complex appeals or high volumes at SASSA can lead to delays.
  • Monitor your SASSA profile for updates and avoid submitting duplicate appeals.
  • Contact SASSA through their official channels for inquiry about your appeal status, providing your reference number.

Appeal Timeline

  • Estimated timelines: 
    While actual timelines can vary, expect approximately: 30 days for initial review, 45 days for further processing, and a final decision within 60-90 days.

  • Factors affecting timelines: 
    Complexity of your case, workload at SASSA, and need for additional verification can influence the timeframe.

  • What to do during waiting periods: 
    Gather any additional evidence, prepare for potential follow-up questions, and stay updated on official SASSA communications.

FAQs: SASSA SRD Appeal

You can appeal if you: disagreed with the initial SASSA decision, believe your application contained misinformation, or experienced significant changes affecting your eligibility.

You can appeal based on: income verification issues, incorrect information in your application, changes in family circumstances, or technical errors during application.

You have 30 days after receiving the SASSA decision to submit an appeal.

Required documents include: your ID, proof of residence, bank statements, income verification documents, and any evidence supporting your appeal grounds. Optional documents like medical certificates or legal affidavits can strengthen your case.

How-to-Guide to do your SASSA Appeal Status Check

Use your ID number and password to log in or register if necessary.

Choose the reason for your appeal from the listed options.

Provide accurate and detailed information, including the date of the initial decision, your appeal grounds, and supporting evidence.

Ensure all files are scanned clearly, without password protection, and within the stipulated size limit.

Carefully review and check the information before submitting. Once submitted, you cannot edit it, but you can submit additional evidence later if needed.

Links to Additional Resources

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How to Check SASSA Appeal Status https://www.loan-lenders.co.za/how-to-check-sassa-appeal-status/ Wed, 14 Feb 2024 07:15:39 +0000 https://www.loan-lenders.co.za/?p=7838

How to Check SASSA Appeal Status (2024)

How to Check SASSA Appeal Status

Check Your SASSA R350 Appeal Status Instantly

Need to know how to check your SASSA appeal status for the R350 grant?

Or wondering if your appeal got approved or how to check your SASSA appeal status?

This easy guide will show you step-by-step how to check your SASSA appeal status online.

We’ll also give you some helpful tips on what to do if your SASSA appeal is taking longer than expected.

So, whether you just want to check your SRD R350 appeal status for the first time or you’ve done it before, this guide has everything you need to stay informed and up-to-date.  

Step-by-Step Guide: How to Check Your SASSA R350 Appeal Status Online

Finding out whether your SASSA appeal for the R350 grant was successful can feel like waiting for an eternity.

But don’t worry!

This guide will walk you through the simple process of checking your status online, leaving you informed and empowered.

Getting Started: What You'll Need to Check Your Appeal Status

Before diving in, ensure you have two things handy:

    1. South African ID number:
      This is your key to accessing your personal information on the SASSA website.
    2. Mobile phone number:
      The one you used during the SASSA application process.

Also, before you start the process for your SRD Appeal Status Check, it’s probably wise to check your R350 status for clarity.

This will help you understand why your application was rejected.

Furthermore, if your SRD application was declined and you haven’t appealed their decision you can still submit your SASSA appeal for your R350 grant here

Finding Out Your Status: The Step-by-Step Guide

  1. Navigate to the Official SASSA Website:
    Visit the South African Social Security Agency (SASSA) website at https://www.sassa.gov.za/.

  2. Access the Appeals Section:
    Look for the “Appeals” section or a similar tab. It might be under “Services” or “Grants” depending on the website layout.

  3. Log in Securely:
    Enter your South African ID number and mobile phone number in the designated fields.

    Click “Login” and follow any additional security prompts.

  4. Find Your Appeal Status:
    Once logged in, search for a section labeled “Check Appeal Status” or “Appeal Outcomes.”

    Select the relevant timeframe (e.g., “R350 Grant Appeals”) and enter your ID number again for verification.
    Click “Submit” and voila! Your appeal status will be displayed.

Understanding the Results of Your Appeal Status: What Does It Mean?

Your displayed status will likely fall under one of three categories:

  1. Approved:
    Congratulations! Your appeal for the R350 grant has been successful.

    The website will provide further details on payment schedules and disbursement methods.
  2. Pending:
    Your appeal is still under review.

    No need to panic, just be patient and wait for updates on the website or via SMS.
  3. Declined:
    Unfortunately, your appeal wasn’t successful this time.

    However, the website might offer reasons for the decision and information on re-appealing or seeking alternative assistance.

Additional Resources and Support for Your R350 Appeal

If you encounter any difficulties or have further questions, don’t hesitate to consult these resources:

  • SASSA Contact Centre:
    Call 0800 601 011, Monday to Friday 8:00 AM to 4:30 PM (South African time).

  • SASSA Social Media:
    Follow SASSA on Facebook or Twitter for updates and announcements.

  • Independent Tribunal for Social Assistance Appeals (ITSAA):
    This independent body handles appeals not resolved by SASSA.

    Visit their website at the Social Assistance Act for more information.

SASSA R350 Grant Eligibility Requirements that You Must Meet to Qualify

You should also know that SASSA SRD grants are for only meant for those who meet all the eligibility requirements for the R350 grant.

Therefore, before you submit your SASSA appeal, you should check to see whether you meet all the eligibility requirements below.

And, if there’s any that you don’t comply with, that will probably be the reason why your R350 SRD application was declined.

    1. You must be a South African Citizen, Permanent Resident or Refugee registered on the Home Affairs database.
    2. The grant is also open to persons who are holders of special permits under the Special Angolan Dispensation, the Lesotho Exemption Permit dispensation and the Zimbabwe Exemption Permit Dispensation, and asylum seekers whose section 22 permits or visas are valid or were valid on 15 March 20201.
    3. You must be currently residing within the borders of the Republic of South Africa.
    4. You need to be  above the age of 18 and below the age of 60.
    5. You must be unemployed to get the grant.
    6. You can’t be receiving any other form of social grant.
    7. And you can’t be getting an unemployment insurance benefit or qualify to receive an unemployment insurance benefit (UIF).
    8. You also can’t be getting a stipend from the National Student Financial Aid Scheme (NSFAS) or any other financial aid.
    9. You can’t be receiving any other government COVID-19 response support.
    10. You cannot be living in a government funded or subsidised institution.

Therefore, if you meet the eligibility criteria for the R350 grant, in terms of the requirements above, you can proceed with your SASSA appeal.

Common reasons for rejection include;

  • failing to meet age requirements
  • being admitted into a state institution
  • being able to provide for yourself or your dependents
  • already receiving a state grant
  • applicant deceased
  • submitting incorrect documents
  • or the intended beneficiary is not in the country.

PS. Caregivers who are not receiving any grant on their own behalf are also eligible to apply for the R350 grant.

Final Thought on How to Check Your SASSA Appeal Status Successfully

Please remember that this guide is meant for informational purposes only and shouldn’t be considered official SASSA advice.

For official rulings and clarifications, always refer to the SASSA website or contact their designated channels.

I hope this information helps you to see how to check your SASSA appeal status and that you can get approved to start getting your R350 payments on the dates you expect.

Frequently Asked Questions: SASSA R350 Grant Appeal Status Check

The processing time for a SASSA appeal can vary, but on average, it takes between 60 to 90 days to receive a decision12. However, it’s essential to note that individual cases can deviate from this timeframe due to the unique circumstances surrounding each appeal.

Please remember to lodge your appeal within 30 days of receiving the rejection notification.

The entire SASSA appeal process typically takes 2-3 months to be completed.
(Ref: https://sassa.org.za/sassa-appeal-status-check/)

  1. Double check the information you provided to SASSA, which is reflected on the SRD DSD Appeal Electronic Platform.
  2. Update your contact information if necessary. This is very important in the event that your appeal is successful
  3. After updating your information, click **”Save”** and you will be automatically redirected back to the SRD DSD Appeal website to continue to lodge your appeal
  4. Appellants or their proxy will have to confirm that they have read and accepted the clauses in the Declaration and Consent Documents
  5. Click **”Submit”** and look out for the confirmation message on the page that your application was submitted successfully
  6. Please note, an appeal application needs to be lodged in relation to each month where a person is rejected by SASSA, if in disagreement with the decision.

The Independent Tribunal will inform you of the outcome of your appeal electronically, within a period of 60 – 90 days from lodging of the appeal. For further assistance, you can contact the Department of Social Development Independent Tribunal for Social Assistance Appeals (ITSAA) at [email protected].

Please remember that this guide is meant for informational purposes only and shouldn’t be considered official SASSA advice. For official rulings and clarifications, always refer to the SASSA website or contact their designated channels.

(Ref: https://sassa.org.za/sassa-appeal-status-check/)

Unfortunately, the specific reason for your appeal being declined won’t be displayed online. You can try calling the SASSA Contact Centre (0800 601 011) or contacting the Independent Tribunal for Social Assistance Appeals (ITSAA) for more information.

Yes, you can appeal a declined appeal to the ITSAA within 30 days of receiving the decision. Visit their website https://www.gov.za/documents/notices/social-assistance-act-regulations%C2%A0lodging-applications-social-assistance%C2%A0appeals for more details.

You only need your South African ID number and the mobile phone number you used during the application process.

Contact the SASSA Contact Centre (0800 601 011) or visit a local SASSA office for assistance.

If your SASSA appeal is rejected and you disagree with the decision, you can lodge another appeal. Remember, an appeal application needs to be lodged in relation to each month where a person is rejected by SASSA.

For further assistance, you can contact the Department of Social Development Independent Tribunal for Social Assistance Appeals (ITSAA) at [email protected].

To check your SASSA appeal status, you will need your login credentials for the SRD DSD Appeal Electronic Platform. This typically includes your ID number and a password.

Disclaimer: Remember, this information is intended for general awareness only and shouldn’t be considered official SASSA advice.

Always refer to official SASSA channels for accurate and up-to-date information.

Or use the updated SASSA contact details below.

SASSA Contact Details for R350 Grant

If you have any queries regarding your SASSA appeal status for your R350 grant or request for reconsideration, you can use any of SASSA’s contact details below to get clarity

SASSA contact number for R350 appeal: 0800 601 011

SASSA appeal helpline: 0800 60 10 11

SASSA appeal email address: [email protected]

Independent Tribunal for Social Assistance Appeals (ITSAA): 012 312 7727 or 086 216 371

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New SASSA Qualifying Criteria https://www.loan-lenders.co.za/sassa-qualifying-criteria/ Mon, 15 Jan 2024 09:57:12 +0000 https://www.loan-lenders.co.za/?p=7618

New SASSA Qualifying Criteria (2024)

SASSA Qualifying Criteria (2024)

SASSA New Eligibility Criteria 2024

SASSA has announced new qualification criteria and new rules for grant beneficiaries in 2024.

The new rules are aimed at helping those without means to support themselves from old age grants to child support.

Who Qualifies for SASSA Old Age Grant (2024)

For you to qualify for the old age grant in terms of the SASSA rules for 2024, you need to meet the following criteria.

  1. You must be a South Africa citizen and be 60 years of age or older.
  2. Your annual income should not exceed R96,840 for single applicants or R172,560 for married individuals.
  3. The old age grant you get will vary depending on your age as follows:
    –  If you’re between 60 to 74 years old you will get R2,090 per month
    – and if you’re 75 or older you’ll get R2,110 per month
  4. The grant is for South African citizens, permanent residents, and refugees who have no other source of income and are unable to work.
  5. To apply for the old age grant, you must pass a means test (see below), which evaluates your income, assets, and other financial factors
  6. These criteria are important to ensure that the old age grant reaches those who are truly in need of financial assistance.

Child Care Grant (Child Support Grant)

The Child Support Grant (CSG) qualifying criteria for 2024 are currently as follows, but, there have been proposals for revisions.

Potential new criteria (not yet confirmed):

  1. Age limit for the child: Extending the eligible age from 18 to 21 years old.
  2. Household income threshold: Possibly increasing the current R52,800 annual income limit for single applicants and R105,600 for married couples.
  3. Bio-parent involvement: Requiring proof of involvement from the biological parent who isn’t the primary caregiver.

Current criteria still apply until official changes are announced:

  1. The primary caregiver must be a South African citizen, permanent resident, refugee, or special permit holder.
  2. The primary caregiver must not be receiving any other government grants for the child.
  3. The child must be under 18 years old (unless enrolled in full-time education, then until 21).
  4. The household income must fall below the specified income threshold (based on family structure).

Please remember to always check the official SASSA website for confirmed updates.

And don’t hesitate to apply for the grant if you believe you meet the current requirements.

Care Dependency Grant: Qualifying Criteria 2024

Who is eligible?

To qualify for the care dependency grant, applicants must be:

  1. South African citizens, permanent residents, or refugees.
  2. The primary caregiver or foster parent appointed by the court for a child under 18 with a severe disability.
  3. The child must not be receiving long-term care in a state institution.
  4. Both the applicant and (if married) their spouse must meet the means test requirements (no means test for foster parents).
    i) Single income: Individuals cannot exceed an annual income of R238,800 (around $15,700).
    ii) Married income: Combined annual income for married couples must not surpass R499,200 (around $32,600).
  5. Additional Requirements:
    i)You must submit a medical/assessment report confirming the child’s permanent, severe disability.
    ii)Both applicant and spouse (if applicable) must be able to prove residency in South Africa.

R350 Additional Eligibility Criteria

The qualifying criteria for the R350 SRD grant in South Africa for 2024 haven’t been officially announced yet.

But there’ve been some discussions and proposals for changes, so here’s what we know about the possible new criteria for 2024.

  1. Income threshold: The current threshold is R624 monthly income. Proposals suggest raising it to R670 or even R750.
  2. Bank accounts: Applicants may need to demonstrate they don’t have multiple bank accounts to prevent duplicate applications.
  3. Work registration: There might be a requirement to register on the National Employment Registry as actively seeking work.
  4. Youth focus: Targeting the grant towards younger age groups (e.g., 18-35) is being considered.

Until we get an official announcement, the current criteria will remain in place, which are as follows;

  1. Unemployed South African citizens, permanent residents, refugees, or special permit holders.
  2. Aged between 18 and 59 years old.
  3. Monthly income below R624.
  4. Not receiving any other government grants or unemployment benefits.

Conclusion: How Will the New Eligibility Criteria for SASSA Grants Affect Applicants?

The new eligibility criteria and SASSA rules  in 2024 could affect existing grant beneficiaries and those wishing to submit their online applications.

The means test, which assesses income and assets, will continue to be a crucial factor in determining eligibility for the grants.

This test is designed to ensure that the assistance reaches those who genuinely need financial support, while also preventing individuals who do not meet the criteria from receiving the grants.

Additionally, the changes in the grant design aim to minimize the number of people with other income sources receiving the grant, thereby directing the awards toward the most deserving beneficiaries.

It’s important for applicants to stay informed about these new criteria to avoid disruptions in their grant payments and to understand how their financial status will be reviewed at regular intervals to ensure ongoing eligibility.

Furthermore, the changes are predicted to have a positive impact on certain grants, such as an anticipated increase in financial assistance for senior citizens.

Overall, it’s essential for applicants to understand and comply with the new eligibility criteria to continue receiving the support they need.

(Ref: https://sassacheck.com/sassa-means-test/)

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Cheating the SASSA Grant System For More Benefits https://www.loan-lenders.co.za/cheating-sassa-grant-system/ Tue, 05 Dec 2023 12:40:45 +0000 https://www.loan-lenders.co.za/?p=7450

Cheating the SASSA Grant System: How They Did It

Cheating the SASSA Grant System

Unveiling the SASSA Grant CheatingGame

Let me share a surprising story about cheating the SASSA grant system that left me astounded.

SASSA manages different grants for people, including locals, foreigners, and refugees.

There are nine types of grants, such as the Care Dependency Grant, Child Support Grant, and more.

namely;

  1. Disability grant
  2. Grant for older persons
  3. War veteran’s grant
  4. Foster child grant
  5. Care dependency grant
  6. Child support grant + child support grant Top-Up
  7. Grant-in-Aid.

Lastly, there’s also the R350 Covid-19 Social Relief of Distress (SRD) grant. which you can apply for here online as long as you don’t receive any other form of grant.

Or, if you’ve already applied, you can click the following link to do your 350 grant status check.

Understanding the Child Support and Foster Child Grants

To understand how cheating the SASSA grant system works, let’s focus on how the Child Support Grant (R480 + R240 CSG) in conjunction with the Foster Child Grant (R1 050).

And how this enables six non-citizen adults and four children to draw a combined grant payments totaling R38 520.00 each month.

I recently heard of a situation where someone was approached for help to submit his SASSA grant application and paperwork for his wife to claim SASSA benefits.

This person has two wives.

One lives with him, and the other resides in town.

He has a child with each wife, but he’s not legally married to either.

His brother, who also lives nearby, has a wife back in Zimbabwe.

The surprising twist?

His wife from Zimbabwe came to South Africa specifically to give birth, aiming to access SASSA grants.

These babies are known as “anchor babies.”

But wait, there’s another ‘brother’ in the mix with a wife and child, making a total of six adults and four children.

Cracking the SASSA Grant Payments Code

To tap into the system, he provided a link to a form on SASSA’s website.

After printing it out and filling it in, it was discovered that up to six people can apply for a Foster Child Grant for one child.

This raised questions.

For instance, how can six people claim a care grant for one child?

Easy Access to Grants

Surprisingly, the requirements for these grants are quite easy to get past.

No need for ID, birth certificate, or passport.

Just fill in the form and get it signed by a pastor.

Some ‘pastors’ are willing to sign for a fee.

Each adult applies for a child grant and a care grant, totaling a significant amount monthly.

And the adults can qualify for the grant just for looking after the child.

There’s another astonishingly easy requirement to get the child care grant.

As the adult looking after the child, you only need to care for it for more than three days in a month.

How easy is that?

Cheating the System

So back to how these ‘beneficiaries’ cheat the system.

Each adult applies for a R720.00 child grant for each child, claiming to be single and unemployed.

Each adult claims a R1050.00 care grant, stating they are unemployed and caring for the children at least three days of the month. (6 x R720.00) + (24 x R1050) = R29 520.00

It’s as easy as that and all these individuals have to do is work together to manipulate the system, claiming benefits for themselves and their children.

The process involves asserting singlehood, unemployment, and caring for children for at least three days a month.

They even exploit disability grants by claiming illnesses like HIV/AIDS or TB.

By doing that each person collects R1500 (Totaling: R9000 per month) for being ‘disabled’ according to SASSA’s criteria for a disability grant.

But surely you have to prove that you have HIV or TB?

Yes you do, but getting
diagnosed with HIV or TB at a local satellite clinic will only cost a small R200 bribe from a corrupt official.

Please note that not all clinic employees, doctors or staff are corrupt. The same goes for SASSA employess.

Unveiling the Reality of the Grant Payment System

Now, I understand how these poor beneficiaries afford fancy things—expensive branded shoes & clothes, the latest cellphones, and more.

It’s a coordinated effort to exploit the system and claim grants they may not truly qualify for.

The revelation is eye-opening, and now you know the inside story.

In a nutshell, there’s a game being played with SASSA grants, and it involves collaboration, loopholes, and a strategic approach to benefit from the system.

Conclusion: Original Article on Gaming SASSA's System

While the original article by Gaynor Ungerer has since been refuted as not factual, it is clear that people are cheating the SASSA grant system to get grant payments that are unlawful.

In fact SASSA’s own employees have been known to scam the system for millions.

PS. For Legit SASSA Beneficiaries

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Good Debt vs Bad Debt https://www.loan-lenders.co.za/good-debt-vs-bad-debt/ Thu, 30 Nov 2023 08:07:10 +0000 https://www.loan-lenders.co.za/?p=7369

Good Debt vs Bad Debt

Good Debt vs Bad Debt

Mastering Good Debt vs Bad Debt: Navigating the Waters of Personal Debt

Figuring out money and debt honestly stressed me out for years.

Between student loans, credit card offers, mortgages – it felt like swimming through shark-infested waters with no guidance.

And the notion of “good” debt versus “bad” debt?

Whole other level of confusion.

So I started reading a bunch of personal finance blogs and books to wrap my head around it.

Basically debt just means you borrow money that you have to eventually pay back.

Obviously not ideal, but some types proved more useful than others.

Good debt allows me to invest in assets like a home or additional education that can build long-term wealth.

Even though I owe in the short-term, over time the payoff can be greater financially.

Bad debt provides instant but temporary gratification.

Those shoes I didn’t need but put on a credit card anyway?

Or splurging on fancy meals out that blow the budget?

Feels nice treating myself…until the bloated credit card bill arrives.

Learning to tell the difference has meant fewer financial headaches.

And a better credit score which helps me borrow capital at a lower interest rate.

I still indulge sometimes of course!

But knowing good debt gives me a leg up while bad debt digs me deeper keeps my priorities straight.

No one’s perfect, but awareness alone prevents many would-be money problems.

Hope this provides some real talk around finding financial balance.

Let me know if you have any other tips for navigating personal debt smartly!

Still always learning over here.

Leveraging Good Debt to Create Wealth

How to use “Good Debt” to grow your money.

Have you ever wondered how some people get really rich?

Well, one of their secrets is using something called leverage.

What is Leverage?

Leverage means using borrowed money to get better returns on their investments. It’s kind of like a boost to multiply their earnings.

Smart Uses of Good Debt Leverage

Here are some smart ways people leverage good debt:

  • Real Estate – Taking out a mortgage to buy properties.

    As the value increases over time, they make way more money than they originally put in.

  • Business Expansion:

    Entrepreneurs often get business loans to grow their companies bigger.

    This allows them to boost profits down the road.

The key is that leverage lets people take part in big money opportunities they couldn’t access otherwise.

Their investment gets multiplied because the gains come from the total value (including borrowed amounts).

Over time, making mortgage payments builds ownership of an appreciating asset.

So while a chunk goes towards interest, with the rest they slowly buy more of something that gets more valuable.

Of course, risks exist too.

The Risks to Understand

Market downturns could decrease assets’ value. And higher interest rates raise the borrowing costs.

How Leverage Amplifies Your Returns

Smart investors spread their money across different assets to lower risk.

They also assess investments in good and bad economies to prepare for challenges.

Strategies for Using Leverage Effectively

In the long run, careful leverage of good debt has helped many people build tremendous wealth over decades.

But it takes strategic thinking and understanding the assets financed.

Real-Life Examples

Rather than abstract examples, looking at real investors provides helpful lessons. See what worked and what didn’t for average people building fortune through good debt leverage.

The key is approaching leverage thoughtfully, not blindly. Used right, good debt has tremendous potential to multiply money over a lifetime.

Definition of Good Debt vs Bad Debt

A. Definition of good debt

Good debt refers to borrowing that has the potential to contribute positively to one’s financial well-being. This often involves investments in assets that appreciate over time, such as education or real estate.

B. Definition of bad debt

Conversely, bad debt involves taking out personal loans for non-appreciating assets or unnecessary expenses.

This type of debt can hinder financial growth and lead to long-term consequences.

C. Importance of understanding the distinction

A clear understanding of good and bad debt is essential for making informed financial decisions. It empowers individuals to leverage debt for wealth-building while avoiding pitfalls that can derail financial progress.

Good Debt Explained

A. Examples of good debt

Examples of good debt include student loans, mortgages, and business loans. These investments have the potential to generate returns and enhance financial stability.

B. How good debt can contribute to financial growth

Good debt, when managed wisely, can lead to increased earning potential, improved credit scores, and long-term financial security.

C. Considerations before taking on good debt

Before acquiring good debt, individuals should assess their ability to repay, evaluate potential returns, and ensure the debt aligns with their overall financial goals.

Bad Debt: The Truth

A. Examples of bad debt

Credit card debt for unnecessary purchases, high-interest personal loans, and payday loans are common examples of bad debt.

B. How bad debt can hinder financial progress

Bad debt often carries high-interest rates and does not contribute to wealth-building, creating a cycle of financial strain.

C. Identifying and avoiding bad debt

Recognizing warning signs and implementing strategies to avoid bad debt is crucial for maintaining financial health.

The Impact of Debt on your Credit Score

A. How good and bad debt affect credit scores differently

Maintaining a balance between good and bad debt is essential for preserving a positive credit score.

B. Importance of maintaining a healthy credit score

A healthy credit score opens doors to favorable interest rates and financial opportunities, emphasizing the importance of responsible debt management.

Managing Your Debt to Create Wealth

Managing Good Debt Wisely

A. Tips for responsible management of good debt

Effective management of good debt involves budgeting, timely payments, and strategic planning for long-term benefits.

B. Leveraging good debt for long-term benefits

Using good debt as a tool for wealth creation requires a thoughtful approach, considering factors such as interest rates and potential returns on investment.

Escaping the Clutches of Bad Debt

A. Strategies to get rid of bad debt

Implementing a debt repayment plan, negotiating interest rates, and seeking professional advice are strategies to escape the cycle of bad debt.

B. Building a debt repayment plan

Creating a structured plan to pay off bad debt systematically is crucial for regaining financial freedom.

Real-life Scenarios

A. Case studies illustrating the consequences of good and bad debt

Examining real-life scenarios provides valuable insights into the tangible impact of good and bad debt on individuals’ lives.

B. Lessons learned from these scenarios

Learning from others’ experiences helps individuals make informed decisions and avoid common pitfalls.

Planning for the Future

A. How understanding good and bad debt helps in financial planning

Incorporating the knowledge of good and bad debt into future financial planning ensures a well-balanced and sustainable approach.

B. Creating a debt-free roadmap

Developing a roadmap to eliminate debt and build wealth is a critical step in achieving long-term financial goals.

Balancing Act: Good and Bad Debt Together

A. Situations where both types of debt coexist

Understanding situations where both good and bad debt may be present allows for a nuanced and realistic approach to debt management.

B. Managing a balanced financial portfolio

Strategically managing a combination of good and bad debt contributes to a diversified and resilient financial portfolio.

The Psychology of Debt

A. Understanding the psychological impact of good and bad debt

Exploring the emotional and psychological aspects of debt sheds light on the importance of maintaining a healthy mindset.

B. Strategies to maintain a healthy mindset towards debt

Practical strategies, such as financial education and mindfulness practices, can help you manage your debt in a positive way.

You can do this by developing a healthy mindset towards debt, by making sound financial decisions with confidence.

The Role of Interest Rates

A. How interest rates differ for good and bad debt

Understanding the nuances of interest rates is crucial. Good debt often comes with lower interest rates, while bad debt, such as credit card debt, can accumulate high-interest charges.

B. Impact of interest rates on overall debt management

Being mindful of interest rates allows individuals to prioritize the repayment of high-interest debt, minimizing financial strain in the long run.

Educational Insights

A. Teaching financial literacy regarding good and bad debt

Incorporating financial education in schools and communities is essential for empowering individuals with the knowledge needed to make informed decisions.

B. Integrating debt education into school curriculums

Educational institutions play a pivotal role in shaping the financial habits of future generations. Integrating debt education into curriculums equips students with practical skills for managing finances responsibly.

Long-term Effects on Wealth

A. How good and bad debt influence long-term wealth accumulation

Examining the trajectory of wealth accumulation under the influence of good and bad debt emphasizes the long-term consequences of financial choices.

B. Preparing for retirement with a debt-conscious approach

Strategic debt management is integral to securing a comfortable retirement. Planning ahead and minimizing debt liabilities contribute to financial peace of mind in later years.

Debunking Common Misconceptions

A. Addressing myths surrounding good and bad debt

Dispelling common misconceptions ensures that individuals base their financial decisions on accurate information rather than hearsay.

B. Clarifying misconceptions for better financial decision-making

Providing clarity on misunderstood concepts enables readers to navigate the financial landscape with confidence and make informed choices.

Conclusion

A. Summarizing key points

In summary, distinguishing between good and bad debt is fundamental to financial success.

By recognizing the impact on credit scores, learning from real-life scenarios, and implementing effective strategies, individuals can navigate the complex world of debt with confidence.

B. Encouraging informed financial choices

Empowering individuals to make informed choices leads to a financially secure future.

By fostering a mindset that values responsible debt management, individuals can build a foundation for lasting financial success.

 
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SASSA R350 Grant Reapplication https://www.loan-lenders.co.za/sassa-r350-grant-reapplication/ Sun, 19 Nov 2023 09:59:10 +0000 https://www.loan-lenders.co.za/?p=7284

SASSA R350 Grant Reapplication

SASSA R350 Grant Application Online

How To Reapply For SASSA R350 Grant 2023

We know times are tough, and that’s why we’re here to help you with the SASSA R350 grant reapplication.

It’s money that can make a real difference in your life.

How To Complete SASSA Reapplication

  1. Visit the SASSA website at srd.sassa.gov.za
  2. Click the button where it says “Reconfirm you grant application”
  3. Login in with your South African ID number and Cell number that you used in your original application.
  4. Update your details.
  5. Resubmit the application to start the process to reapply for your R350 grant.

Documents For SASSA R350 Reapplication

Gone are the days where need to fill in forms and take paperwork in.

Thankfully, reapplying for the SASSA R350 Grant is a very quick and easy process.

Here’s the info you’ll need at your fingertips while reapplying:

  • Your South African ID number or Department of Home affairs permit

  • Your contact details: That’s your cellphone number and address.

  • Your banking details: Surely, you’d like to receive your grant somewhere, right?

  • Proof of residential address: Utility bills will serve as a valid proof here.

Keep in mind that the process goes smoothest if you submit all your correct details – just a couple clicks, and you can reapply. 

Who Qualifies To Reapply For SASSA R350 Grant?

Wondering whether you’re still eligible for the SASSA R350 Grant?

You’re eligible to reapply if:

  • You’re currently unemployed

  • Must be between 18 and 60 years of age

  • You don’t receive any income, or less than the threshold amount of R624 per month.

  • You don’t receive any financial support from other grants

  • You’re not a student receiving NSFAS, a bursary or any other educational grant

Don’t worry if you don’t tick all the boxes.

Each case is reviewed individually, which means you may still be eligible in certain particular cases.

How Do I Reapply For SASSA R350 Grant?

So how do you actually go about reapplying for the SASSA R350 Grant?

Well, my friend, you’re in luck.

SASSA has recently introduced a super simple online portal for applications!

  1. Visit the SASSA SRD Grant portal on your computer or smartphone.

  2. Fill in the application form with all the necessary details (see the first section on documents).

  3. Submit the application and you’re all set.

Do I Have To Reapply For SASSA R350 Grant?

No, you do not have to reapply for the R350 grant.

Reapplication for the grant is only required once.

But, SRD grant beneficiaries need to submit information regarding their financial situations every 3 months.

This is so that SASSA knows they aren’t paying people who earn more than the monthly threshold of R624 when other poor & destitute people could be getting the grant.

So yes, in a way you do need to reapply for the SASSA R350 Grant.

If you don’t update your details you may find that you have been deregistered.

Which is why you should always do your SASSA R350 status check to make sure you are registered to still get your payments.

When Can I Reapply For SASSA R350 Grant?

Just like your favorite TV show’s release dates, you’ve got to keep tabs on when SASSA opens applications for grant re-applications, after every expiration date.

But, don’t worry.

SASSA communicates this information to the public, so keep an ear out and a sharp eye on their website and press releases.

Why Do I Need To Reapply For SASSA R350 Grant?

Just in case you’re wondering why, after being eligible once, you need to reapply, here’s the deal – circumstances change.

Consequently, the government reassesses eligibility each time.

Yes, it’s as easy as that.

Nothing bad, just plain old responsible administration from the government or the The Social Relief of Distress Grant fund.

Why Does My SRD Status Says Failed?

Before you start panicking, remember that SASSA’s system isn’t without issues or minor problems.

The status “failed” might just mean that there was a technical hiccup when checking your banking details or proof of residence.

Contact the SASSA helpline, they’re there to help you through any wrinkles in the fabric.

Do I Have To Reapply For SASSA R350 If My Application Status Shows Pending?

Yes, my friend, there ain’t no shortcuts here.

Even if your application status shows pending, you’ve got to reapply once the grant period expires.

Think of it as capturing the flag again in a video game.

This ensures everyone gets a fair shot at the grant.

How Do I Reapply For SASSA R350 Grant If Declined?

Feeling down because your first application was declined?

Don’t worry, it’s not the end of the world!

You can always submit an appeal against the decision through the SRD Grant Appeal feature on the website.

If that doesn’t work out, don’t fret, you can still reapply during the next cycle.

For SASSA beneficiaries you can get SASSA Loans via Cellphone here

FAQs: SASSA R350 Grant Reapplication

You can submit a reapplication for the SRD R350 grant every a month if your original application was declined, or if your grant expired, or if your personal circumstances have changed since your last application.

Yes you can! If you got it once, you can reapply to get it again.

Simple stuff – ID, proof of earnings, your contact details, address where you live, and some income details.

There are two ways to reapply for your SRD R350 grant

  1. Online via the SRD official website
  2. Or in-person at your nearest SASSA office.

Reapplying online is the easiest & most convenient way as you can do it with your cellphone, laptop, or computer with a good internet connection.

Yes, you can reapply for the R350 SASSA grant if your previous application was rejected.

Just make sure that you meet the eligibility criteria and provide the correct and up-to-date information when you reapply.

SASSA aims to process reapplications within 30 days, but it may take up to 90 days in some cases, depending on the volume of applications and the complexity of each case.

Yes, SASSA has introduced several updates for the R350  reapplication process for April 2023.

These updates include an extended deadline, easier reapplication process, and no proof of income or employment status is now required for your reapplication.

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