Personal Finance for those requiring financial assistance, personal financial management tips, advice, funding, personal loans or debt counselling
If you’ve ever had a loan application declined it could be because there are some items in your credit report that are scaring off lenders. Furthermore, often these warning flags appearing in your credit report are often quite easy to rectify. So if you aren’t aware of them they could be causing your credit rating […]
Red Flags In Your Credit Report That Scare Lenders Read More »
Knowing how to increase your credit score is really important factor in your financial life & it will reflect poorly on you if it is low. Not only will a poor credit score flag you as a bad payer, but you will struggle to get approved for additional credit or personal loans. The following steps
How To Manage Your Finances To Become MoneyWise The biggest benefits of effective money management is being able to reduce debt and increase savings. With effective budgeting and planning, you will be able to achieve this no matter how much you earn, but without proper budgeting you’ll always be struggling to make ends meet. When
Top 30 Ways To Save Money in South Africa Want To Know How To Save Money In South Africa? Don’t you wish you knew the best way to save money in South Africa when you were younger? Imagine if you had used some of these money saving tips back then and let the power of
Sometimes you just need quick to-the-point answers to your questions regarding money and personal finance issues without the fluff. So here are some of the most common questions answered in a word with links providing more content if needed. To get approved for a loan in South Africa, what’s the minimum age you need to
How To Qualify For a Personal Loan 5 Tips to Get Your Personal Loan Approved Do I qualify for a personal loan is the one question many in need of money ask and how to get approved for a loan is the next question. Getting a personal loan can be a great way to consolidate
3 Smart Money Tips you can implement today to help you in your quest for wealth creation. What’s the point when I’m up to my eyeballs in debt I hear you say? Well these tips apply just as much to you as they do to those who aren’t indebted as they will help anyone improve
Debt Consolidation Is a Solution For the Over Indebted If you are officially over indebted, or you’ve been declared as such by a debt counsellor, debt consolidation could be an effective vehicle to transport you out of the mess. Even if you have been prohibited from taken on any new credit in terms of the
Secured Vs Unsecured Loans You’ve probably heard of unsecured loans but exactly what is an unsecured loan? There are generally 2 types of loans, namely; secured loans unsecured loans To understand the difference we’ll explain both unsecured loans as well as secured loans. This will help you see clearly what constitutes an unsecured loan and
The Good, the Bad & the Ugly Of Payday Loans The problem with payday loans is that there are massive disadvantages & drawbacks that can quickly land you in financial distress and down the dark road to a life of debt. Whilst getting a quick payday loan to see you through until the end of
